__Puritan poet Anne Bradstreet once said, *“Wisdom without an inheritance is better than an inheritance without wisdom.”* That quote sums up the challenge many Christian parents face when considering how to pass down wealth to the next generation. [Studies show](https://olin.wustl.edu/about/news-and-media/news/2023/08/unequal-inheritances-on-the-rise-as-families-change.php) that about two-thirds of parents divide their estates equally among their children. While that may seem fair on the surface, it can sometimes cause more harm than good.__

Let’s explore how a biblical and thoughtful approach to inheritance can lead to better stewardship and deeper family unity.

__The Uniqueness Principle__

Every parent of more than one child has probably asked: *How can children from the same family be so different?* They grow up in the same environment, share the same DNA, and often have similar experiences—yet they turn out to be radically different in how they think, behave, and manage money.

This is where the *Uniqueness Principle* comes into play: __Love your children equally, but treat them uniquely.__

One child might have greater financial needs, while another might be better equipped to handle money wisely. Good stewardship acknowledges these differences and responds accordingly.

In our own family, my wife Judy and I have chosen to allocate varying amounts to each of our children, depending on their emotional, financial, and spiritual needs. This decision wasn’t made lightly. It’s the fruit of prayer, discernment, and conversations aimed at honoring both love and wisdom.

__Fairness Isn’t Always Sameness__

Many parents feel an internal tug toward “fairness” in the form of equal distribution. That’s understandable. No one wants to be accused of favoritism. But fairness doesn’t always mean sameness. It means doing what is *right*, not just what is *even*.

Of course, favoritism can lead to deep family wounds—just look at the story of Joseph in Genesis. His father Jacob *"loved Joseph more than any of his other sons"* (Genesis 37:3) and gave him a special coat that sparked jealousy and division. The issue wasn’t that Joseph was treated uniquely—it was that Jacob didn’t love all his sons equally.

__Biblical stewardship calls us to avoid favoritism and recognize the reality that equal love often requires unique treatment.__

For parents concerned about conflict or resentment, there’s one key strategy: open and honest communication. Talk to your children while you're still alive. Explain your heart, motivations, and desire to bless each of them in ways that consider their individual needs.

When families understand the *why* behind financial decisions, they’re more likely to remain united—even when those decisions are complex.

__Three Questions for Wise Wealth Transfer__

I’m not saying you *should* leave unequal inheritances. I’m saying you *might*—and the best way to know is to follow a thoughtful, prayerful process. Here are three questions that can guide your decision:

1. What is the worst (or best) thing that could happen if I transfer wealth to this child?
2. How serious is it?
3. How likely is it to occur?

The purpose of these questions is not to arrive at a predetermined answer. You may end up distributing assets to your children equally or disproportionately, but that’s not the objective of these questions. The goal is to guide you toward a well-thought-out decision.

I also recognize that many parents worry about resentment among their children if they don’t divide assets evenly. The best way to handle this is through *clear communication*. Open and honest conversations while you’re alive can help your children understand your reasoning and prevent misunderstandings. Explaining your heart and thought process fosters unity and clarity.

Ultimately, wealth transfer should reflect God’s wisdom, not just human emotions. We are accountable to Him for how we allocate His resources. Factors such as financial need, spiritual maturity, and life circumstances should all be prayerfully considered.

__So, should you leave different amounts to your children? Maybe. Maybe not. The key is to seek God’s wisdom, ask the right questions, and make decisions that honor Him and bless your family in the best way possible.__

FaithFi

Articles

Puritan poet Anne Bradstreet once said, “Wisdom without an inheritance is better than an inheritance without wisdom.”

Should You Leave Equal Inheritances To Your Children?

__My book *The Law of Rewards* was first published in 2003, but in 2023, I had the opportunity to update it and also add some new material, especially as it relates to Nanci’s life, death, and relocation to Heaven. I continue to be excited about this small book and its potential for big impact in the lives as believers as they get excited about investing in eternity. (The updated book is available from EPM both in [softcover](https://store.epm.org/the-law-of-rewards-softcover/) and as a [special edition](https://store.epm.org/the-law-of-rewards-special-edition/) with a leatherlike cover.)__

My long-time friend Mart Green, of the Green family that owns Hobby Lobby, is the founder of Mardel Christian Stores. He kindly wrote, “Reading *The Law of Rewards* impacted me greatly. I have read many books on generosity, but this one fleshed out biblical concepts I had never heard before. I am a book guy, but I have handed out more copies of this book than any other—by far!”

So to answer the question in the title of this blog: how does giving bring greater blessing than receiving? By not giving, we don’t just rob God or rob others of blessing. We rob ourselves of the rewards God wants to give us. How many blessings have we kept from ourselves in the last year by failing to give as we could have? How much spiritual growth and joy have we missed out on by not living by God’s law of rewards?

For Nanci and me, the process of discovering God’s will about money and possessions was exciting and liberating. Our growth in financial stewardship closely paralleled our overall spiritual growth. In fact, it propelled it. We learned more about faith, trust, grace, commitment, and God’s provision in this area than any other. These choices required us to have some challenging giving discussions which ultimately strengthened our marriage, and bonded us around common goals of investing in eternity.

That unforgettable Monday morning in 2022, when I held Nanci’s hand as she exited her body and entered the presence of Jesus, I could picture Christ’s outstretched arms and hear his loving words, “Well done.” I could imagine her broad smile as he hugged her. Home at last! And I thought of all the people from all over the world she would then meet and get to know and love—those we had the privilege of helping through our giving, and who thereby received the gospel, food, clothes, clean water, medicines, Bibles, and good books. Sometimes I feel like part of me went to Heaven with Nanci. That’s not only because of our deep love for each other, but because she and I partnered together to invest in people for eternity. I so look forward not only to seeing old friends but to having Nanci introduce me to these new friends we invested in before we ever met them!

Paul said, “God loves a cheerful giver” ([2 Corinthians 9:7](https://ref.ly/2%20Cor%209.7;esv?t=biblia)). I have found that cheerful givers love God, and that love grows deeper each time they give. To me, one of the few experiences comparable to the joy of leading someone to Christ is the joy of making wise and generous eternity-impacting choices with the money and possessions God has entrusted to me. Both are supreme acts of worship. Both are exhilarating. Both are what we were made for.

I believe that the knowledge of what eternity holds for us, and how that relates to our money, is the primary missing ingredient in most Christian books on finances. When we see money only as money, and not in light of its potential impact on eternity for others and for us, we walk away with a shortsighted vision that results in shortsighted financial decisions and lifestyles.

By looking at Jesus’ teachings about finances, I hope you’ll gain a clearer vision of the importance of living for eternity, of the types and extent of eternal rewards, and of the way God created us to be motivated by rewards. When you grasp the concept of delayed gratification in light of eternal rewards, your attitude toward giving will never be the same.

Let’s determine not to be rich fools disguised as disciples. Instead, let’s develop the heart of the poor widow, learning boldly to put all our resources at God’s disposal, as He has put all his resources at ours. I pray you will join a multitude of God’s people, past and present, in not just talking about God’s grace but also experiencing it at your heart’s deepest level.

On the wall of President Lyndon Johnson’s White House office hung a framed letter written by General Sam Houston to Johnson’s great-grandfather George Washington Baines, Sr. more than a hundred years earlier. Baines had led Sam Houston to Christ. Houston was a changed man, no longer coarse and belligerent but peaceful and content.

The day came for Houston to be baptized—an incredible event for those who knew him. After his baptism Houston offered to pay half the local minister’s salary. When someone asked him why, he said, “My pocketbook was baptized too.”

Sam Houston demonstrated the reality of God’s grace to him by reciprocating that grace through giving.

__As Sam Houston did, may we learn together the truth that Martin Luther recognized when he said that for each of us there must be not only the conversion of the heart and mind but also the conversion of the purse.__

__[Image](https://www.epm.org/resources/2025/Jan/10/giving-brings-blessing/)__ used with permission

Eternal Perspective Ministries, founded and directed by author Randy Alcorn, is focused on investing in what lasts for eternity, and helping others to do the same.

Eternal Perspective Ministries

For each one of us, There must be not only the conversion of the heart and mind but also the conversion of the purse.

Giving Brings Greater Blessing Than Receiving

__In Acts 20:35, we find Paul encouraging the Ephesus elders to “Help the weak and remember the words of the Lord Jesus, how he himself said, ‘It is more blessed to give than to receive’” (ESV).__

In God’s economy giving is better than getting. What we provide for others is more significant than what we acquire for ourselves. The words of Jesus flip the world’s “me first” messaging on its head.

How does this work? How is handing out greater than taking in? Let’s look at sixteen different reasons why it truly is better to give than to get:

__1. When we give, we reflect God’s incredible generosity.__

Every good thing comes from God (James 1:17), including the unfathomable gift of Jesus. Our God is characterized by radical, undeserving generosity. And when we are generous, we reflect His incredible generosity.

__2. When we give, we loosen our grip on the material world.__

The Bible says we cannot serve both God and money (Matthew 6:24). When we give, our grip on the material world loosens and our grip on what is eternal tightens.

__3. When we give, we find greater contentment.__

While we regularly regret our purchases, we rarely regret our generosity. 1 Timothy 6:19 says when we give, we find “life that is truly life.” This means we experience the present blessings of following Christ, including contentment. The pursuit and acquiring of material gain only leaves someone wanting more. The pursuit of and acquiring of eternal gain leaves someone content.

__4. When we give, we store up eternal treasures.__

Matthew 6:19-20 says generosity is an eternal investment that we will one day enjoy. While momentary luster of worldly treasures rapidly deteriorates and vanishes, eternal treasures will remain.

__5. When we give, we experience happiness.__

Several studies demonstrate individuals’ giving increases happiness. Experientially, most of us can relate. Generosity has a way of producing joy while hoarding often breeds discontentment. This is why you rarely find a miserable, generous person, but we all know a miserable, stingy person.

__6. When we give, we are less stressed.__

In 1 Timothy 6:17, Timothy is charged to tell the wealthy not to put their hope in the uncertainty of riches. When our hope literally fluctuates with the ups and downs of the stock market, we will inevitably find ourselves stressed. Giving demonstrates we find our hope, not in an investment account, but in the steadfast love of God. And when our hope is sure, our stress is reduced.

__7. When we give, we participate in life change.__

God doesn’t need our generosity to fulfill His mission. Yet, He invites us to participate in what He is doing in our community and around the world. When we give, God multiplies the gift to mend broken marriages, feed the hungry, and care for the poor. We when give, God allows us to be a part of life change.

__8. When we give, we demonstrate an understanding of God’s grace on our lives.__

In Luke 8:1-3, we find three women who experienced something miraculous. Their response was to follow Jesus and generously support His earthly ministry. They gave in response to God’s grace in their lives. Such should be the response of every Christian, the ones who experience the miracle of being brought from death to life.

__9. When we give, we showcase the love of God to others.__

In a world consumed with a “me first” mentality, people take notice of biblical generosity. Biblical generosity is undeserved generosity, and it showcases the love of God to those in our community.

__10. When we give, we are given opportunities to share the gospel.__

We give because God gave, and we want others to receive God’s gift as well. Recipients of generosity are often open to hearing about the motivation behind such an act. For believers, this provides the perfect opportunity to tell about the greatest gift ever given—Jesus.

__11. When we give, we encourage others to live generously.__

Generosity spurs on generosity. As others see our generosity, they are often motivated to live generously as well. A generosity movement that impacts an entire community and beyond can start with just a few individuals stepping out and living generously.

__12. When we give, we are following God’s instructions.__

The Bible tells us to give. Proverbs 3:9 tells us we are to give our first and our best. Over and over, we see Scripture instructing us to hold loosely the things of this world and store up treasures in heaven. Giving is an act of obedience to God’s calling on our lives.

__13. When we give, our hearts become more infatuated with God’s church and its mission.__

Matthew 6:21 tells us our heart follows our treasure. When we give to the church and other Kingdom-advancing initiatives, our heart becomes tied to God’s work. We pay more attention to it. We care more about it. And we want to be a part of it more.

__14. When we give, God recognizes the sacrifice more than the amount.__

In God’s economy, amount sacrificed always supersedes amount given. Jesus identified the widow who gave only two coins as the one who gave the most (Luke 21:1-4). Biblical generosity is sacrificial generosity (2 Samuel 24:24). God cares more about what your heart has kept at home than what you place in the offering plate.

__15. When we give, we demonstrate our trust in God in a tangible way.__

Hoarding resources demonstrates a trust in ourselves—we can take care of ourselves better than God can.  Conversely, biblical generosity is an act of trust in God. We give our first and our best, trusting God will do as He says—provide for our needs.

__16. When we give, our confidence in God’s promises grows.__

Malachi 3:10 says God will pour out blessings on the generous. Proverbs 3:9-10 provides a similar promise. 2 Corinthians 9:8-12 says we will be made rich in every way. The promises tied to Biblical generosity are numerous. God blesses, whether physically or spiritually, those who give generously. As we give, God will make good on his promises, and our confidence in His promises will grow.

Giving truly is better than getting. Put God first in your finances today. Take the next step on your generosity journey.

__[Image](https://www.christianmoneysolutions.com/blog/16-reasons-why-it-is-better-to-give-than-to-get)__ used with permission

You were meant for more. Your money was meant for more. You and your money are meant for an exciting, adventurous, and satisfying purpose. You were designed to live and give generously. And deep inside you know this and want this.

Christian Money Solutions

Generosity

In God’s economy giving is better than getting. What we provide for others is more significant than for ourselves.

16 Reasons Why It is Better to Give Than to Get

__From Genesis to Revelation, generosity is a central theme throughout the Bible. In Romans 6:23, we find the ultimate example of generosity: *“For the wages of sin is death, but the free gift of God is eternal life in Christ Jesus our Lord.”*__

As children of a generous God, Christians are called to reflect His generosity in their lives. The Bible offers a rich tapestry of teachings on generosity. For instance, Jesus instructed His followers to share with those in need, saying, *“Whoever has two tunics is to share with him who has none, and whoever has food is to do likewise”* (Luke 3:10–11).

The Apostle Paul encourages us to give from the heart, not out of obligation: *“Give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver”* (2 Corinthians 9:7). Psalm 112 goes even further by equating generosity with righteousness, showing it as a reflection of godly character.

__Generosity Through the Ages__

Throughout history, godly men and women have offered profound wisdom about the importance of generosity. These insights continue to inspire believers to live generously, not as a duty but as a joyful response to God’s love.

__1. C.S. Lewis__

C.S. Lewis, the beloved author of *[The Chronicles of Narnia](https://www.amazon.com/Chronicles-Narnia-C-S-Lewis/dp/0060598247/ref=sr_1_2?crid=52SV6YA40T7Y&dib=eyJ2IjoiMSJ9.oUyvnQYvQHXt7lUnaiEVXclNL5NjXg6g419gP-foCdGWX7Yrt0GxudfSNWUrmqAVHthK7hmmE2Sc8YsLRxkJywyTlCxr-F8fqRpoPnmTYZzDJYtpagUwVkX4nDhTmY6kgbkQRrv1qpNzQ52aHRYc2nnnsz9Oqm4mcNr38ju7nL6DNWvLh7RI9aSjStzGF0m6X3RN50GHsHt0qRe7-ZmUAC-UGJnqAMRaEz7dCEStY7k.V-RtyOTISrHtcab6Hg40UyC_rQywq82MI5EmFLB0aAU&dib_tag=se&keywords=chronicles+of+narnia+cs+lewis&qid=1732657400&sprefix=chronicles+of+narnia+cs+lewis%2Caps%2C143&sr=8-2)* and *[The Screwtape Letters](https://www.amazon.com/Screwtape-Letters-C-S-Lewis/dp/B0DL692RW7/ref=sr_1_1?crid=2K6VKCTT199T8&dib=eyJ2IjoiMSJ9.zb4jODyNvOAU3mxEu5LSWxuKJDQBpu6h_pQWo9_OWFuCTgWeoRUzQEVK__jWzHWWfLVu8u9Le8jd70iSnxqtx4kebNZN8RDzM4xQG9PemSPrMmVLH_QvCYtPCpaLego6Fq3l-OeHzmKkQDNb_zlu2XUuDk7IrnaiaPfGx2ay4vc0nppfoFtTGP2b7lUHtcInnxV1epHvgafQGeYiXqHP0i7RxMq4ZQiMXnJhScJpPYA.wHA_4_07REDiNLP9-fOxl5urjaOBNfaphYBEUdWtae4&dib_tag=se&keywords=the+screwtape+letters+by+c.s.+lewis&qid=1732657580&sprefix=the+screwtape+letters+by+c.s.+lewis%2Caps%2C226&sr=8-1)*, answered the question, *“How much should I give?”* with this powerful advice:

*“I do not believe one can settle how much we ought to give. I am afraid the only safe rule is to give more than we can spare.”*

__2. John Wesley__

John Wesley, the 18th-century preacher and founder of Methodism, offered this timeless encouragement:

*“Do all the good you can, by all the means you can, in all the ways you can, in all the places you can, at all the times you can, to all the people you can, as long as ever you can.”*

__3. A.W. Tozer__

A.W. Tozer, a 20th-century pastor and theologian, emphasized how generosity transforms the temporal into the eternal:

*“Any temporal possession can be turned into everlasting wealth…Whatever is given to Christ is immediately touched with immortality.”*

__4. Billy Graham__

Evangelist Billy Graham highlighted the deep connection between our view of money and our relationship with God:

*“Tell me what you think about money, and I will tell you what you think about God, for these two are closely related. A man’s heart is closer to his wallet than anything else.”*

__5. Chip Ingram__

Pastor Chip Ingram draws a distinction between giving and generosity:

*“Giving is an action; generosity is a matter of the heart. You can give and not be generous, but you can’t be generous without giving.”*

__6. Randy Alcorn__

Randy Alcorn, author of *[The Treasure Principle](https://www.amazon.com/Treasure-Principle-Revised-Updated-Unlocking/dp/0735290326/ref=sr_1_1?crid=17P6LPR1SJQR8&dib=eyJ2IjoiMSJ9.8iOSsVuYecqJrlNNtS04ZOaZXnE2uF7oJF1Km43wz4Pq99T16uHA8j1zMFHTRD4MJc_MJS8-zgAMc3HoHPCxx9VqBV43dFIGGZMov0QLloYd-a4hFxUeUq9bUKsNi0d8kQZ3QHX2osmeM1QfXn4892XVspO-YRbzPR7VrxHLN58BTieBELDedljDI5wT5OkiDZVYUXg_ivG6F3lFj2e1eS30TJj_SzKZGzVVBilcLng.2imSWJ0tQ2ybl7LoUe3ddbCEbzwZLkdeLPfcvNvA4tg&dib_tag=se&keywords=the+treasure+principle+randy+alcorn&qid=1732657616&sprefix=the+treasure+principle%2Caps%2C134&sr=8-1)*, explains how giving reshapes our priorities:

*“Giving affirms Christ’s lordship. It dethrones me and exalts Him.”*

__7. Saint Augustine__

Saint Augustine of Hippo, a 4th-century theologian, described generosity (or charity) as a virtue that connects us to God:

*“Charity is a virtue which…when our affections are perfectly ordered…unites us to God…for by it we love Him.”*

__8. Amy Carmichael__

Irish missionary and writer Amy Carmichael beautifully linked love and generosity:

*“You can give without loving, but you cannot love without giving.”*

__9. J.I. Packer__

J.I. Packer, author of *[Knowing God](https://www.amazon.com/Knowing-God-J-I-Packer/dp/1433587262/ref=sr_1_2_sspa?crid=3SQPYZ5DHPMP6&dib=eyJ2IjoiMSJ9.kPK9t6cAp_f56-BwgIGFd6n4uPFAhnxTu1vSBF2JX24-7wKwEe6NVeK9QU4YpXtvoP5hLZ3AnGtqAn9WQcVqPag6Urhk9SGUL1eSWM56kMejxQE-UZFgTUmXE9I45RNRiYhJWxyrajFBCR5s-CZvN3-MFWZ8wnsuLKbjjele3knlBaUBWUgr7VJNKSSRGdixRuljPH-OqjOoUgz_RxVlZ8OYF5_gAbGW5fmSfpBEyIo.wQOL5kxt153SzMDOtRTf2TG0bP2ljCPs8jhJS5oIN1o&dib_tag=se&keywords=knowing+God&qid=1732657328&sprefix=knowing+go%2Caps%2C160&sr=8-2-spons&sp_csd=d2lkZ2V0TmFtZT1zcF9hdGY&psc=1)*, ties God’s generosity to His ultimate act of love:

*“The measure of all love is its giving. The measure of the love of God is the cross of Christ.”*

__10. Jesus Christ__

Saving the best for last, our last quote is from Jesus Himself as He offers the ultimate encouragement for generosity in Luke 6:38:

*“Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you.”*

__Reflecting God’s Generosity__

When we give, we reflect the love and generosity of our Heavenly Father. We give because He first gave to us—our life, salvation, and every blessing we enjoy.

Generosity is not just about sharing wealth; it’s about trusting God to meet our needs as we meet the needs of others. Let these timeless quotes and biblical truths inspire you to live generously, not out of obligation, but from a heart filled with gratitude to God.

You can also __[listen](https://www.faithfi.com/search?q=10%20Great%20Quotes%20on%20Generosity&videos=true&articles=true&podcasts=true&posts=true&groups=true&events=true&support=true)__ to a related podcast on this topic.

Throughout history, godly men and women have offered profound wisdom about the importance of generosity.

10 Inspiring Quotes on Generosity

Are our efforts to help the poor always helpful, or could they sometimes do more harm than good?

Today, we’ll explore how short-term missions can genuinely reflect the heart of Christ and bring lasting change, without unintentionally hurting the very people we aim to serve. Dr. Brian Fikkert joins us for that conversation.

Dr. Brian Fikkert is a Professor of Economics and Community Development and the Founder and President of [the Chalmers Center for Economic Development](https://chalmers.org/) at [Covenant College](https://covenant.edu/) in Lookout Mountain, Georgia. He is also the co-author of the book, *[Helping Without Hurting in Short-Term Missions](https://www.amazon.com/Helping-Without-Hurting-Short-Term-Missions/dp/080240992X/ref=sr_1_1?crid=B74JMYJF4SJR&dib=eyJ2IjoiMSJ9.QbOfFRatUJxRHRtAuyBBp2Bv4LuOmHZk82aqMMPbNH4j-RPKDtYhLZVG0uyz8ocbgIjaD1--0gK483wLzUIUYR4uREJr69H4RC45UWfTf6lSK94y2fqmJAbka_A71wmArF2XhWl95dZtrXQ4r84kvUMoemoRaIpu4SHNxWxbN6z_8rNNRPP3WTk8RlhzZgqSq-UV4zYOVD9EGs-S2UX_du0rlKg3S1bu5xutODsP1gs.yPj8iPi6s85ebfzW_Ulka9sJM1GS33Y2XCOFZl67bMg&dib_tag=se&keywords=helping+without+hurting&qid=1745961356&s=books&sprefix=helping+without+hurting%2Cstripbooks%2C87&sr=1-1)*.

### What Is Poverty—Really?

Americans often define poverty materially—a lack of necessities, such as food, clean water, clothing, or shelter. As a result, short-term mission trips often center around distributing goods or completing construction projects. But when you ask materially poor individuals around the world what poverty means to them, they describe feelings of shame, helplessness, and a lack of dignity.

This reveals a disconnect: while we view poverty as a lack of material possessions, those experiencing it often define it in relational, psychological, and spiritual terms. True poverty is brokenness in relationship—with God, self, others, and creation. That insight should transform how we approach short-term missions.

Even the most well-intentioned trips can do harm. Why? Because those going on these trips may carry pride, believing they have the answers or that their culture holds superiority. In contrast, those in materially poor communities often struggle with inferiority. That combination can worsen the very sense of worthlessness we hope to alleviate.

Rather than reinforcing this brokenness, we should pursue humility and listen more than we speak. The goal should not be to "fix" but to restore—to foster healthy relationships that reflect the image of God in all people.

### Presence Over Projects

Short-term trips shouldn't be about what we accomplish but about who we become in relationship.

If poverty is rooted in broken relationships, then the solution is to restore people to right relationships. And that doesn’t come through handing out supplies or completing a checklist—it comes through deep, lasting community.

That’s why the local church is God’s primary instrument of restoration. Mission teams should support these churches in a “backstage” role—serving quietly, praying faithfully, and encouraging leaders who are already embedded in the community. Sometimes the best thing you can do is babysit the pastor’s children so he and his wife can enjoy a night out. That kind of support strengthens the long-term work far more than any single project ever could.

### The Sending Church’s Role in Long-Term Success

Many short-term trips blur the line between gospel and Western culture. But the gospel transcends culture—and so should we.

Colossians 1 reminds us that Christ is the Creator and Sustainer of all things. That means He is already at work in every community, regardless of how impoverished it may seem. When mission teams enter a new culture, they should approach it reverently, as if stepping onto holy ground. There is beauty in every culture, and highlighting it can be healing. Simply asking, *“What’s good here?”* affirms the image of God in others and begins the work of restoration.

How can the sending church help ensure long-term success in missions?

It’s not about executing a flawless trip. It's about fostering enduring partnerships with local ministries. That includes showing up year after year, offering consistent prayer and support, and being safe spaces where local leaders can be authentic. Success is not measured by how much we build but by how deeply we walk with others through life.

### Fundraising as a Form of Discipleship

Short-term mission fundraising can also be reframed. Young people often feel pressure to produce tangible results in exchange for financial support. But if the goal is to learn and grow, that’s a worthy investment.

Go as a learner and communicate that clearly to your supporters. When trips are part of a larger discipleship journey, they become valuable not only for those being served but also for the transformation of those who participate.

Still, we must be wise stewards of God’s resources. Many trips could be more effective if better embedded in a long-term process of learning and partnership.

Short-term missions, when done right, can become powerful instruments of healing and restoration. But they must begin with a correct understanding of poverty and a humble willingness to be shaped by the journey.

For churches preparing for trips this summer, [Helping Without Hurting in Short-Term Missions](https://www.amazon.com/Helping-Without-Hurting-Short-Term-Missions/dp/080240992X/ref=sr_1_1?crid=B74JMYJF4SJR&dib=eyJ2IjoiMSJ9.QbOfFRatUJxRHRtAuyBBp2Bv4LuOmHZk82aqMMPbNH4j-RPKDtYhLZVG0uyz8ocbgIjaD1--0gK483wLzUIUYR4uREJr69H4RC45UWfTf6lSK94y2fqmJAbka_A71wmArF2XhWl95dZtrXQ4r84kvUMoemoRaIpu4SHNxWxbN6z_8rNNRPP3WTk8RlhzZgqSq-UV4zYOVD9EGs-S2UX_du0rlKg3S1bu5xutODsP1gs.yPj8iPi6s85ebfzW_Ulka9sJM1GS33Y2XCOFZl67bMg&dib_tag=se&keywords=helping+without+hurting&qid=1745961356&s=books&sprefix=helping+without+hurting%2Cstripbooks%2C87&sr=1-1) is more than a resource—it’s a reorientation of purpose.

To explore Dr. Fikkert’s work or find resources and group studies designed for churches, visit[ Chalmers.org](https://www.chalmers.org).

### On Today’s Program, Rob Answers Listener Questions:

- I just bought a new SUV and was offered bi-weekly payments. Would it be advantageous to opt for this option over monthly payments to minimize interest?
- My mother passed away in October of last year, and my sister and I are going to sell her house probably next month. My question is, in Texas, there's no inheritance tax. But is there an inheritance tax federally?
- We have some friends who asked us to give them a letter of giftedness to help them buy a home. They're asking for $17,000, for which they have $17,000 in cash that they will exchange for our check immediately. We don't understand why they can't just use their own cash, and we're not sure if helping them would cause difficulties for us or them.

### Resources Mentioned:

- [Faithful Steward: FaithFi’s New Quarterly Magazine](https://faithfi.com/give)
- [The Chalmers Center](https://chalmers.org/)
- [Helping Without Hurting in Short-Term Missions by Brian Fikkert and Steve Corbett with Katie Casselberry](https://www.amazon.com/Helping-Without-Hurting-Short-Term-Missions/dp/080240992X/ref=sr_1_1?crid=1AH1SJCCNFDTN&dib=eyJ2IjoiMSJ9.QbOfFRatUJxRHRtAuyBBp2Bv4LuOmHZk82aqMMPbNH4j-RPKDtYhLZVG0uyz8ocbgIjaD1--0gK483wLzUIUYR4uREJr69H4RC45UWfTf6lSK94y2fqmJAbka_A71wmArF2XhWl95dZtrXQ4r84kvUMoemoRaIpu4SHNxWxbN6xEzh7baRX3MFbyCFVaYgXmD-Dowl09R6SCqdeZrAUeAnscD9NxQKSwtvtOtakG5sE.f0-WnyRaVZ94PtnUYrkGk43FuDWG73gxPYqBnz1Ckgg&dib_tag=se&keywords=helping+without+hurting&qid=1745962000&sprefix=helping+without+hurting%2Caps%2C107&sr=8-1)
- [When Helping Hurts: How to Alleviate Poverty Without Hurting the Poor... and Yourself by Steve Corbett and Brian Fikkert](https://www.amazon.com/When-Helping-Hurts-Alleviate-Yourself/dp/0802409989/ref=sr_1_3?crid=1AH1SJCCNFDTN&dib=eyJ2IjoiMSJ9.QbOfFRatUJxRHRtAuyBBp2Bv4LuOmHZk82aqMMPbNH4j-RPKDtYhLZVG0uyz8ocbgIjaD1--0gK483wLzUIUYR4uREJr69H4RC45UWfTf6lSK94y2fqmJAbka_A71wmArF2XhWl95dZtrXQ4r84kvUMoemoRaIpu4SHNxWxbN6xEzh7baRX3MFbyCFVaYgXmD-Dowl09R6SCqdeZrAUeAnscD9NxQKSwtvtOtakG5sE.f0-WnyRaVZ94PtnUYrkGk43FuDWG73gxPYqBnz1Ckgg&dib_tag=se&keywords=helping+without+hurting&qid=1745962100&sprefix=helping+without+hurting%2Caps%2C107&sr=8-3)
- [Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)](https://www.faithfi.com/shop/wisdomoverwealth)
- [Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety](https://www.faithfi.com/sparrows)
- [Rich Toward God: A Study on the Parable of the Rich Fool](https://www.faithfi.com/rtg)
- [Find a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)](https://www.faithfi.com/find)
- [FaithFi App](https://www.faithfi.com/manage)

Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the [Moody Radio Network ](https://www.moodyradio.org/programs/faith-and-finance/)and [American Family Radio](https://afr.net/podcasts/faith-finance/). Visit our website at [FaithFi.com ](https://www.faithfi.com/)where you can join the FaithFi Community [and give ](https://www.faithfi.com/give)as we expand our outreach.

Faith & Finance is a daily radio ministry hosted by Rob West. The program offers a practical, biblical and good-natured approach to managing your time, talents and resources.

Faith & Finance with Rob West

Helping Without Hurting in Short-Term Missions with Dr. Brian Fikkert

Randy Alcorn is the author of over 60 <a href="http://store.epm.org/">books</a> on Christian Living and the founder and director of <a href="http://www.epm.org/about/">Eternal Perspective Ministries</a>.  WHY IS MATERIALISM A CHALLENGE, ESPECIALLY IN AMERICA?Materialism is a significant challenge, especially in America, because it acts like a false god or idol, as identified by Jesus. This idolatry of materialism is often overlooked in our culture. Accumulating possessions leads to being in orbit around our wealth, even for Christians striving to honor God.<ul><li>Materialism, likened to a false god 'mammon', exerts a powerful hold over people's lives.</li><li>The accumulation of possessions creates a gravitational pull, making us orbit around our wealth.</li><li>This challenge affects everyone, including Christians, making it difficult to focus solely on honoring God.</li></ul> WHAT ARE THE PRECONDITIONS TO THE GUIDELINES FOR GIVING?The preconditions to giving involve recognizing ourselves as stewards of God's resources, not owners. This stewardship perspective is essential, although often overlooked. Happiness and contentment come from giving, aligning with Jesus' teaching about the joy found in generosity.<ul><li>Understanding that we are stewards, not owners, of our resources is crucial.</li><li>Recognizing God as the ultimate owner shifts our perspective on money and possessions.</li><li>The act of giving leads to happiness, echoing Jesus' teachings about the joy in generosity.</li></ul> HOW SHOULD WE APPROACH GIVING, AND WHAT ARE SOME GUIDELINES?Approaching giving should involve making it a habit, similar to other habitual actions. Generosity is cultivated through giving, regardless of one's current feelings about it. Tithing is seen as a starting point, and regular giving keeps the focus on generosity. Sacrificial giving, like the biblical widow's offering, and giving worshipfully are also important aspects.<ul><li>Cultivating the habit of giving, similar to other daily routines, is important for developing generosity.</li><li>Generosity grows through the act of giving, regardless of initial feelings about it.</li><li>Tithing is a baseline for giving, and regular giving helps maintain a focus on generosity.</li><li>Sacrificial and worshipful giving are key components, reflecting true generosity and devotion.</li></ul> WHAT IS THE SIGNIFICANCE OF SYSTEMATIC GIVING?Systematic giving is significant because it helps inculcate a habit of generosity. Regular giving, like checking one's blood sugar or brushing teeth, becomes a natural part of life. This habit keeps one's focus on giving and opens eyes to opportunities for generosity.<ul><li>Regular giving fosters a habit of generosity and keeps our focus on giving opportunities.</li><li>Systematic giving is akin to other regular life activities that cultivate specific habits or mindsets.</li><li>Consistency in giving ensures a sustained focus on generosity and awareness of giving opportunities.</li></ul> WHAT DOES GIVING SACRIFICIALLY LOOK LIKE?Sacrificial giving, exemplified by the New Testament story of the widow's offering, involves giving from one's scarcity. It's not about the amount but the heart and intention behind the giving. This type of giving reflects true generosity and aligns with biblical principles of giving.<ul><li>Sacrificial giving is giving out of scarcity or poverty, as shown by the widow in the New Testament.</li><li>It's the intention and heart behind the giving that defines it as sacrificial.</li><li>This form of giving reflects deep generosity and adherence to biblical teachings on giving.</li></ul> HOW DOES GIVING WORSHIPFULLY TRANSFORM OUR APPROACH TO GIVING?Giving worshipfully transforms our approach by focusing on God's grace and greatness. It involves becoming more like Christ through our acts of giving, moving beyond mere transactions to a form of worship and emulation of God's character.<ul><li>Focusing on God's grace while giving transforms it into an act of worship.</li><li>This form of giving is about emulating Christ's generosity and godliness.</li><li>Worshipful giving goes beyond transactional acts and reflects a deeper devotion to God's teachings.</li></ul> ON TODAY’S PROGRAM, ROB ANSWERS LISTENER QUESTIONS:  <ul><li>My wife and I manage on a single income and often end up using credit cards to cover expenses, but we struggle to stay within our budget. How should we handle occasional monetary gifts from my parents?</li><li>I received quotes for long-term care insurance but find the monthly premiums high, especially the ones with inflation protection. I'm considering a more affordable option without inflation protection. What's your opinion on this?</li></ul> RESOURCES MENTIONED:<ul><li><a href="https://www.faithfi.com/manage">FaithFi App</a>  </li></ul>Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the <a href="https://www.moodyradio.org/programs/faith-and-finance/">Moody Radio Network</a> as well as <a href="https://afr.net/podcasts/faith-finance/">American Family Radio</a>. Visit our website at <a href="https://www.faithfi.com/">FaithFi.com</a>where you can join the FaithFi Community, <a href="https://faithfi.netviewshop.com/donate2">and give</a> as we expand our outreach.

As you make decisions about where to do your  year-end giving– or if you will, it’s good to understand the power of giving. Randy Alcorn joins us today with some advice to help you give just a bit more.

Giving Guidelines To Fight Materialism With Randy Alcorn

Is it more important to give consistently — or in a way that pleases God? And can you do both? We’ll have answers to those questions today on Faith and Finance.  2 Corinthians 9:7:  “Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver.” We’d like to thank our friends at Christian Stewardship Network for a terrific article on this topic titled “<a href="https://www.christianstewardshipnetwork.com/blog/2021/7/7/giving-that-god-accepts">Giving that God Accepts</a>.” As Christians, we should be committed to doing things the right way. But our fallen, sinful nature often leads us astray. Not in trying to be righteous, but more often in the reason why we try to act in a righteous way. If we’re doing it to prove ourselves to God, we go astray. And it’s in giving that our attempts at righteousness perhaps most often miss their mark.  Giving is tangible. It provides proof, to us at least,that we’re doing the right thing. Other righteous acts, like prayer and worship, are less concrete.  WHAT SORT OF GIVING DOES GOD ACCEPT?  We can look to King David for an example of a generous giver. David likely gave billions of dollars worth of treasure to build the temple in Jerusalem. But it wasn’t the size of the construction budget that pleased God. It was the way that David gave to complete the massive project. No amount of giving can sway God one way or the other. He already owns 100% of anything we give back to His kingdom. He doesn’t need the money. What do you give to Someone who has everything? To quote David in Psalm 24:1, “The earth is the Lord's and the fullness thereof, the world and those who dwell therein.” God owns everything because He created everything. But He does want to have a relationship with us. God requires us to give a portion of what He gives us back to His Kingdom because He wants us to be a part of it. God made us in His image and He desires relationships, so He made us that way too. And that’s how we need to understand giving. David understood this and we’ll see in Psalm 51 how he acts properly. Let’s set the stage. The prophet Nathan had called out David for his adultery with Bathsheba and sending her husband Uriah off to die in battle to cover his sin. That takes place in 2 Samuel 11. Now, obviously, David sinned against Bathsheba and Uriah, but he understood that his sin was ultimately against God. Now to Psalm 51 and verse 16  where David reveals something about God that should direct us in how we give. He writes, “You do not desire a sacrifice, or I would offer one. You do not want a burnt offering.” If money could buy God’s forgiveness, David probably would have given everything, but he knew God wanted nothing material from him. David goes on to write, “The sacrifice you desire is a broken spirit. You will not reject a broken and repentant heart, O God.” That’s what God desires from us, a broken, repentant heart. And that’s what David gave Him. We must let that be the basis of all we do, including giving.  On today’s program, Rob also answers listener questions:   - When you start withdrawing money from retirement accounts, which accounts should you withdraw from first? -How can you find out if a relative who passed away had a life insurance policy? -How do you determine how best to help a parent with their finances? -What factors should you weigh in determining the best way to leave your assets behind for your adult children?  RESOURCES MENTIONED:  -  <a href="https://www.irs.gov/">IRS.gov</a>-  <a href="https://www.faithfi.com/find">Find a Certified Kingdom Advisor</a>-  <a href="http://naic.org">National Association of Insurance Commissioners</a>-  <a href="https://www.missingmoney.com/">MissingMoney.com</a> Remember, you can call in to ask your questions most days at (800) 525-7000. Also, visit our website at <a href="https://www.faithfi.com/">FaithFi.com</a> where you can join the FaithFi Community, <a href="https://faithfi.netviewshop.com/donate2">and give </a>as we expand our outreach.

Is it more important to give consistently — or in a way that pleases God? And can you do both? We’ll have answers to those questions today on Faith and Finance.

Acceptable Giving

As you get older and presumably wealthier new avenues open up for ways to give. Rob West shares some ways to make the most of your giving.

The Faith & Finance Minute is a great way to be reminded of God's financial principles with actionable items you can easily apply to your daily life.

Faith & Finance Minute

As you get older and presumably wealthier new avenues open up for ways to give. Rob West shares some ways to make the most of your giving.

Finding New Avenues for Giving

Ron shares several factors in your decision-making process on how to help your grown children. What are they?

The Ron Blue Institute seeks to be a thought leader with great influence committed to changing the way Christians think, act, and communicate about financial stewardship, empowering the church, and changing the world.

Ron Blue Institute

Videos

How Should We Financially Help Adult Children?

Is there a fair method for disbursing your estate to your children? What are the factors to consider? Ron Blue shares his personal plan that he uses with his children.

Is there a fair method for disbursing your estate to your children? What are the factors to consider?

Should I treat my children equally financially?

What can grandparents do to model and encourage generosity with their grandchildren? Ron shares his experience & wisdom.

Grandchildren and Creative Ways to Encourage Giving

Are there specific stipulations in the Bible on giving to your church as well as outside organizations and causes? Ron Blue shares his perspective on this question.

Are there specific stipulations in the Bible on giving to your church as well as outside organizations and causes?

Should You Leave Equal Inheritances To Your Children?

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Puritan poet Anne Bradstreet once said, “Wisdom without an inheritance is better than an inheritance without wisdom.”

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Giving Brings Greater Blessing Than Receiving

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For each one of us, There must be not only the conversion of the heart and mind but also the conversion of the purse.

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16 Reasons Why It is Better to Give Than to Get

Feb 13, 2025

In God’s economy giving is better than getting. What we provide for others is more significant than for ourselves.

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10 Inspiring Quotes on Generosity

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Throughout history, godly men and women have offered profound wisdom about the importance of generosity.

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Helping Without Hurting in Short-Term Missions with Dr. Brian Fikkert

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FaithFi: Faith & Finance

Giving Guidelines To Fight Materialism With Randy Alcorn

Dec 8, 2023

As you make decisions about where to do your year-end giving– or if you will, it’s good to understand the power of givi...

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Is it more important to give consistently — or in a way that pleases God? And can you do both? We’ll have answers to tho...

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Finding New Avenues for Giving

Feb 21, 2023

As you get older and presumably wealthier new avenues open up for ways to give. Rob West shares some ways to make the mo...

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Ron shares several factors in your decision-making process on how to help your grown children. What are they?

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Should I treat my children equally financially?

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Is there a fair method for disbursing your estate to your children? What are the factors to consider?

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Grandchildren and Creative Ways to Encourage Giving

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What can grandparents do to model and encourage generosity with their grandchildren? Ron shares his experience & wisdom.

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Giving Inside vs. Outside the Church

Sep 30, 2024

Are there specific stipulations in the Bible on giving to your church as well as outside organizations and causes?

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