When Giving Feels Like a Burden

Have you ever felt like giving to your church is more of a burden than a joy?

Several common but harmful motivations for giving might sound spiritual on the surface, but actually miss the mark of biblical generosity. Not the least of these is guilt.

We’re told in 2 Corinthians 9:7:

“God loves a cheerful giver.”

But let’s not miss the first part of that verse. Paul writes:

“Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion…” Those words are important: “not reluctantly and not under compulsion”. In other words, giving shouldn’t come from guilt. It should come from joy, freedom, and a desire to partner with God’s Kingdom work. The Problem with Guilt-Driven Giving Guilt is a powerful motivator. Maybe you’ve felt it—sitting in church as the offering plate passes or a giving campaign launches, and your heart sinks. Thoughts race: “I haven’t given enough… I’m failing God.”

That kind of giving isn’t rooted in grace—it’s rooted in fear. And that’s a problem.

You see, guilt-driven generosity misses the heart of the gospel. Romans 8:1 reminds us:

“There is now no condemnation for those who are in Christ Jesus.”

If that’s true—and it is—then we need to be very cautious about any teaching or impulse that leads us to give because we feel condemned. Christ didn’t go to the cross so we could live under spiritual guilt trips. He went to the cross to free us from them.

If you’re in Christ, your guilt has been dealt with, once and for all. And that includes any guilt you feel about what you did or didn’t put in the offering plate.

Guilt vs. Conviction

We must make an important distinction: there’s a difference between guilt and conviction.

Guilt is a tool of the enemy. It isolates us. It whispers, “You’ll never be good enough.”

But conviction? That’s the Spirit’s work—lovingly inviting us into deeper trust in Him. He says, “Come. Be transformed. Let me shape your heart.”

John 16:8 says the Holy Spirit convicts us, not to shame, but to lead us into truth. So if you feel stirred to give, not out of fear but to reflect God’s heart, that’s not guilt—it’s growth.

Here’s a helpful way to tell the difference: Guilt says, “I must give, or else.” Grace says, “I get to give—because of all I’ve received in Christ.”

There’s a powerful passage in Hebrews 9 that explains how the blood of Christ cleanses us, allowing us to serve God with a clear conscience. Verse 14 says:

“How much more, then, will the blood of Christ…cleanse our consciences from acts that lead to death, so that we may serve the living God!”

Notice that—it’s only when our consciences are cleansed that we’re truly free to serve. The same is true with giving. We can’t give faithfully while carrying guilt. We need to be reminded of the gospel of grace.

Here’s the irony: giving out of guilt actually blocks the transformation that generosity is meant to bring. When we give cheerfully, we’re reminded that all we have is from God—that we’re stewards, not owners. That reshapes us from the inside out.

To put it another way, when we give out of guilt, we’re missing out on walking in the freedom of the gospel. But when we give with joy, we’re declaring that Jesus is enough.

Giving from Grace, Not Guilt

We don’t give to earn God’s love. We already have it. We don’t give to cover up shame. Jesus already took that. We give because we’ve been invited to participate in something beautiful—God’s Kingdom work in the world.

If you realize that guilt has been shaping your giving:

• First, bring that to the Lord. Don’t run from it. Confess it and ask Him to renew your heart.
• Second, reflect on how God has provided for you. Gratitude is the seedbed of generosity. When we remember what God has already done, we stop giving to earn His favor and start giving because we already have it.
• And finally, ask: What does joyful giving look like in this season? Not compared to others, but in light of your own journey with God.

Because God isn’t after your money, He’s after your heart. And when He has your heart, generosity will follow—not from guilt, but from grace. You can explore more on this topic of giving for the right reasons in the latest issue of Faithful Steward—our exclusive quarterly magazine for FaithFi partners. When you become a partner by giving $35 a month or $400 a year, you’ll receive this magazine along with other benefits like early access to new content, behind-the-scenes ministry updates, and a special welcome gift. Most importantly, you’ll be part of a growing community committed to spreading biblical financial wisdom and helping more people see God as their ultimate treasure. Learn more and become a partner at FaithFi.com/Give.