When To Take Social Security With Eddie Holland
Faith & Finance with Rob West
Whether to buy a house or go to college are major financial decisions … but so is deciding when to take Social Security. It’s true— tens of thousands of dollars, if not more, are on the line when deciding when to start Social Security benefits. Eddie Holland joins us today to help make the decision easier. Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville, South Carolina. He’s also a CPA, a Certified Financial Planner (CFP®), and a Certified Kingdom Advisor (CKA®).
Show Notes
What should folks consider when making this decision?
People should consider the following when deciding when to take Social Security benefits:
- Understanding that if they take benefits before full retirement age, they will be subject to a reduction
- Delaying past full retirement age means receiving an annual increase of 8% called a delayed retirement credit
- Cash flow needs if retiring and replacing income
- Paying down debt
- Increasing charitable giving
- Health and longevity in the family (impacting how long benefits may need to last)
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