Always Open Season at CHM With Lauren Gajdek

Show Notes

It’s almost November and, this time of year, millions of Americans are going hunting, not for wild game, but for healthcare plans. The healthcare hunting season, commonly known as Open Enrollment, kicks off on November 1st. Lauren Gajdek is our guide and she’s packing a great alternative way to meet your healthcare costs. This is MoneyWise Live - biblical wisdom for your financial decisions.

Lauren Gajdek is Vice President of Communications and Media at Christian Healthcare Ministries, where they specialize in medical cost sharing, a different way to meet your healthcare needs. Lauren and Rob cover these topics and questions:

• What is the open enrollment period this year?
• Open enrollment is the time when health insurance participants can make a changes to their plan?
• What does CHS offer to those looking to cut their health care costs?
• There's a huge legacy; CHM was the first to do of the health sharing ministries. Can you talk about the history of CHM?
• How many Billions with a B have been shared to this point?
• This might be new for some or our listeners so can we go into the details of what CHM offers?
• This is especially helpful during times of high inflation, right?
• Is there a lot of paperwork involved?
• Since CHM isn't an insurance company, you don't have to stay within a "network", right?
• CHM is a biblical alternative which adds to the distinctiveness. Can you talk about that?
• What if you have your own business? Does CHM fit that need?
• Tell us about the process for signing up, what happens when folks call? CHMinistries.org, or by calling 800-791-6225.

On-Air Mention:

• As we’re talking about this topic of healthcare and the inherent challenges in finding the best care for you and your family, I realize that these are tough times for a lot of people. But tough times can’t separate us from the love of God. The Apostle Paul had tough times. He was shipwrecked, beaten, put into prison, and his enemies wanted to kill him. By faith, he believed that God loved him, because his faith wasn’t based on his circumstances. Paul wrote in Romans 8 that no one could separate us from the love of Christ. Not even such horrible situations as “tribulation, or distress, or persecution, or famine, or nakedness, or peril, or sword.” God’s love for His children isn’t situational. It’s eternal. As with Paul, God can also strengthen you to believe that, even in the midst of trials, “in all these things we are more than conquerors through Him who loved us.” We’re sharing this message of God’s unconditional love in our MoneyWise Weekly Wisdom email. If you’d like to sign up and receive this free email in your inbox, go to moneywise.org and click the “Create a Free Account” button on the homepage.

Next, Rob answers these questions at 800-525-7000 or via email at Questions@MoneyWiseLive.org:

• If you were once diversified but got scared when the market started dropping and you moved everything into the G fund, how do you know when to put the funds back into diversified investments?
• If you're 68 and single and, retired 2 years ago from a government position and you're receiving a pension but prior to retirement you entered a drop program and you've were contacted about a single life annuity, should you consider this change?
• How can you determine if a non-profit organization is legitimate? NCFGiving.com
• If you have buyer's remorse on an I Bond you purchased a few weeks ago, can you cash it in?
• What is the age limit on participating in a QCD?
• When is the next time the I Bond rate adjusts from 9.62%?
• Can you roll an annuity into an IRA?

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