Advantages of Online Banking

You may have chosen a particular bank because they have many branches or even one branch conveniently located along your way home from work. Direct deposit long ago removed the need to stop and deposit a paycheck, but now you can deposit any check with your smartphone.

Is there much of a difference between banks? Aren’t they all pretty much the same? 

Actually, no.

Wouldn’t it be great to know that your financial institution supports Christian values making a positive change in the world and providing excellent service? Wouldn’t you want it to prioritize people over profit? Profit is not bad, but it can’t be the only priority.

Stewardship is about 100% of what God gives us, not just the 10% in the offering plate. What if you could find and support faith-based institutions to help Christ's followers live and give more abundantly? 

Online banking can give you faith-aligned options once you choose an institution that aligns with your values. There are many great faith-aligned banks and credit unions available today. One example is Christian Community Credit Union, an underwriter of this program. 

Christian Community Credit Union (CCCU)

CCCU offers online banking that can be accessed from anywhere in the country. It’s a great example of how our banking decisions can positively impact the kingdom. CCCU has donated over $6 million to ministry and mission projects in the U.S. and worldwide. 

And they’re using banking to leverage the money their members deposit with them to help construct new church buildings, expand ministries, and help Christian business owners thrive.

If you’re looking for a faith-based banking solution that aligns with your beliefs and values, I’d encourage you to consider Christian Community Credit Union. 

On Today’s Program, Rob Answers Listener Questions:

• My daughter was recently in an accident which resulted in a lawsuit of $250,000. She is 50 years old, has no savings plan, and is in a quandary currently. She’s supposed to meet with the lawyers next week and has been told that they will instruct her to take this money as an annuity, which we know nothing about. How would you instruct her going forward? 
• My mom passed away in 2021 and left money in a trust for each of her children, but she made me the trustee of that trust. One of my brothers has always struggled financially so his portion is left with special considerations to be given annually, no more than a certain amount so that it will last in case he needs it. Sadly, it’s created some relational stress because he continually asks for more than my mom wants me to give him. Because of this, he has stopped speaking to me and I’m wondering if I should turn it over to a banker to improve our relationship.
• My wife is a business owner and she is 51 years old. She wonders if it’s too late to get some retirement in an account for her and which company you recommend. 
• My father is 88 years old and in good health. My mom died about 4 months ago and my father wants to protect his home which is worth between $350,000 - $400,000. He wants to give it to my two siblings and me as an inheritance. He also has about $250,000 in liquid assets, so if he were to go into a nursing home, how could he protect that inheritance? All the kids' names are on the liquid assets, but the home only has his and my mom’s names on the deed. If we wanted to do a trust, what kind should we consider opening? What about the timeframe?
• My wife and I have a 5-year-old, a 7-year-old, and an 18-month-old right now. We are trying to be intentional about helping our boys create a foundation they can build off of financial knowledge and management of money from saving to giving to spending. Do you have any recommendations regarding resources to help us teach our kids these biblical money management principles?

Resources Mentioned:

• Christian Community Credit Union
• The Sound Mind Investing Handbook by Austin Pryor and Mark Biller
• Trusted: Preparing Your Kids for a Lifetime of God-Honoring Money Management by Matt Bell
• Rich Toward God: A Study on the Parable of the Rich Fool
• Find a Certified Kingdom Advisor (CKA)
• FaithFi App