A Journey To Faithful Stewardship

Biblical Principles Guiding Bobby's Transformation

Bobby’s journey highlights several biblical principles that are now guiding his life:

• The Body as a Temple: Bobby’s decision to give up drugs aligns with 1 Corinthians 6:19, which reminds us that our bodies are temples of the Holy Spirit. Recognizing that we are not our own but belong to God is a powerful motivator for making healthy choices.
   
• Humility: Bobby’s willingness to seek help, even on a public platform, reflects the humility described in Proverbs 22:4: “The reward for humility and fear of the Lord is riches and honor and life.”
   
• Honesty: Bobby’s commitment to owning up to his debt is a reflection of the biblical principle of honesty. Exodus 20:16 and Colossians 3:9 teach us the importance of living truthfully, especially as followers of Christ.
   
• Repaying Debts: The Bible emphasizes the importance of repaying our debts. Psalm 37:21 says, “The wicked borrows but does not pay back, but the righteous is generous and gives.” Bobby’s desire to pay off his debt is a step toward fulfilling this principle.
   
• Stewardship: The most significant principle guiding Bobby now is stewardship. He wants to manage his finances faithfully, in line with 1 Corinthians 4:2: “It is required of stewards that they be found faithful.”

We were grateful to help Bobby on his journey to faithful stewardship, and we want to extend that same help to you. If you’re struggling with your finances, need help creating a budget, or want to develop a plan to pay down debt and start saving, please don't hesitate to reach out to us. We’re here to help you take the next step toward financial freedom and faithful stewardship.

Bobby’s story is a powerful reminder that with God’s help, it’s never too late to turn your life around and get back on track. If you’re ready to take that step, we’re here to walk alongside you.

On Today’s Program, Rob Answers Listener Questions:

• I'm a 60-year-old single retiree, and honestly, I feel financially illiterate. I have two annuity accounts, but I don’t fully understand how they work. Should I stay in them or look at other options? I’d appreciate some guidance on how to manage my limited savings wisely.
• I'm single and trying to plan ahead to create passive income for my future family. I'm debating between buying a rental property and investing in the stock market. Which of these would be the smarter long-term move?
• My husband and I are retired and considering a reverse mortgage. What’s the best way to approach this, and is there a type of reverse mortgage that will ensure we can stay in our home?
• I loaned money to my cousin, and they repaid me with an extra $300 in interest. Do I need to report that interest as taxable income on my tax return?
• Can you explain the difference between a Roth IRA and a traditional IRA? Additionally, can someone who is not employed by a company open a 401(k) account?

Resources Mentioned:

• Faithful Steward: FaithFi’s New Quarterly Magazine (Become a FaithFi Partner)
• Movement Mortgage
• Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement by Harlan J. Accola
• Christian Credit Counselors
• Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money
• Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety
• Rich Toward God: A Study on the Parable of the Rich Fool
• Find a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)
• FaithFi App