Art Rainer is a regular contributor here at Faith and Finance and the author of several books, including <a href="https://www.amazon.com/Marriage-Challenge-Finance-Married-Couples/dp/1535912383">The Marriage Challenge: A Finance Guide for Married Couples</a>. WHAT ARE SOME WARNING SIGNS THAT INDICATE A COUPLE MAY HAVE PROBLEMS WITH MONEY?<ul><li>Frequent heated arguments about money are a major red flag. It's concerning if discussions about budgeting, spending, debt, or giving lead to intense disagreements.</li><li>Financial infidelity is another critical issue. This includes hiding purchases, maintaining secret bank accounts or credit cards, or exceeding spending limits without informing the spouse.</li><li>Using money as a weapon in the relationship is a serious concern. This behavior involves controlling or punishing a spouse with money, like giving allowances or withholding funds, and contradicts the unifying purpose of money in a marriage as intended by God.</li><li>Managing money independently, with separate bank accounts and financial responsibilities, is a warning sign. This approach undermines the biblical concept of marital oneness and can lead to long-term divisions.</li></ul> Rainer suggests that couples facing such issues could benefit from consulting a <a href="https://www.faithfi.com/certcfc">certified Christian financial counselor</a>, available through FaithFi.com. HOW CAN COUPLES EFFECTIVELY ADDRESS THESE FINANCIAL WARNING SIGNS?Art highlights communication as a key factor in addressing financial issues in a marriage. He refers to the practice of having regular financial discussions — or "money dates" — to maintain open communication and prevent problems like financial infidelity.<ul><li>Implementing a joint approach to finances, rather than managing them independently, is recommended. This approach aligns with the biblical concept of unity in marriage, replacing 'mine' and 'yours' with 'ours.'</li><li>Using money in a way that fosters unity and supports the advancement of God's kingdom is essential. Money should not be used as a tool for control or punishment in a marital relationship.</li><li>For couples who feel that separate finances "just work" for them, Rainer warns about the potential long-term risks of such an approach. He advises that even if it seems to work now, it may lead to significant divisions over time.</li></ul>Read Art Rainer’s full article on this topic: <a href="https://www.faithfi.com/christian-money-solutions/6-signs-that-money-is-an-issue-in-your-marriage-6098">6 Signs That Money Is an Issue in Your Marriage</a> ON TODAY’S PROGRAM, ROB ANSWERS LISTENER QUESTIONS:  <ul><li>I've already discussed my finances with a kingdom advisor and am in a good position; I'm considering using annuities to leave a legacy for my kids and would like your opinion on this.</li><li>I'm in my upper 50s and want to buy a house but can't save the recommended 20% down payment; should I use my 401(k) or get a loan from the bank?</li></ul> Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the <a href="https://www.moodyradio.org/programs/faith-and-finance/">Moody Radio Network</a> as well as <a href="https://afr.net/podcasts/faith-finance/">American Family Radio</a>. Visit our website at <a href="https://www.faithfi.com/">FaithFi.com</a>where you can join the FaithFi Community, <a href="https://faithfi.netviewshop.com/donate2">and give</a> as we expand our outreach.

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Faith & Finance is a daily radio ministry hosted by Rob West. The program offers a practical, biblical and good-natured approach to managing your time, talents and resources.

Faith & Finance with Rob West

Division over money can creep into a marriage without the couple being aware of it at first— or at least aware of the danger it can cause. Art Rainer joins us today to talk about the 6 signs that money is an issue in your marriage.

6 Signs That Money Is an Issue in Your Marriage With Art Rainer

FaithFi: Faith & Finance | Dec 12, 2023

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Where Faith Meets Finance

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