Has anyone here gone through something even an Attorney can’t find a solution to? My home mortgage was paid off. I have the docs. and the report shows a charge off and multiple mortgages. I have contacted the credit reporting agencies, ...

I currently have a financial advisor who pushed me to open an individual investment fund. It’s moderate risk, 60/40 stocks to bonds. I’ve had it open for 6 months now and the best it’s performed has been 3.1% return. Over the last couple mo...

We have a traditional will that is overdue for updating. We've seen some information on the Suze Orman will kit. It looks pretty thorough and detailed, easy to follow and they offer assistance if needed. This is at a fraction of the cost...

I'm looking for help with my education savings fund with Vanguard. It was left to me by my grandfather but I wasn't told anything about it until after I turned 30. I was told by Vanguard that if I take money out I will get a 10% tax penalty...

Is there a reliable resource that provides info regarding what the tax consequences are from sale of home from inheritance? We thought we heard on radio show that keeping it at least one year will have less tax consequences. We may have hea...

Hello everyone, I used to listen to this show prior to the name change to Faith and Finance. I believe the prior name was Moneywise. The old website had a really good resource that was a pdf of a circular chart with each quadrant of the...

Is anyone familiar with this program? I know that Rob has talked about Marcus Savings Account, but this is paying almost 1 point more. https://www.incomedrivernotes.com/en.html?referrer=eml_accelerate_325image_idn

Currently renting. $1300/month. Looking to purchase a first home. Monthly income is $4300. Property of interest is $300,000 with 30 yr. 7.5% loan interest rate , with 5-10% down payment. No other monthly payments. What is the best way to ...

I would like to put together a diversified investment portfolio (for retirement) in addition to my employer 401k. The organization Sound Mind Investing looks like a great resource for those who are general DIY personal investors, but when I...

I am helping someone to start using FaithFi and they receive government help from Snap (food stamps) and Childcare assistance. Should accounts be set up and tracked? I assume the answer is yes so that they can see the true cash flow and m...

Hello, my husband and I are looking into options to make a will. We don't have any complicated issues, just know we need a simple will to state what happens with our home and assets as well as setting a beneficiary for our son. Looking into...

My wife and I are 5 to 10 years out from retirement, and are thinking about how to plan our retirement budget. I’ve heard several times to plan on 60 to 70% of current salary. Would that be based on our adjusted gross income or on our full ...

If 529 funds don’t end up needing to be used, then what can be done with the money that was saved? How much loss will be incurred?

Good afternoon. I wanted to know the options when it comes to building a house as far as getting the money to do so? We were thinking about getting a loan off our existing house to help finance it. We already have the land available. We als...

Can anyone recommend someone? My husband and I run a small landscape maintenance and installation business.

My Mom told me where her will is, but do I need to actually go over it with her now?

We are blessed to have a pension that covers our needs. I still work and we have a 3+ month of emergency funds. We have a car not of $350 and still owe $11K. We could pay off the vehicle and have a mild impact on our savings. Is it wise...

I'm in my 20s. I think it is time to move out but so many house, apartments, and housing arrangements are very expensive. I have looked into tiny houses recently. Since I live in CA I know it is supposed to be able to withstand an earthqua...

23 years old. Nearing paying off my student loans from bachelors, and have realized how much I dislike debt. It does not help that my degree does not translate well to a job. Flight school is my number one interest for next steps career wis...

My husband and I recently hired our 1st financial advisor. From the CKA list. I'm wondering if we made a mistake in our choice. But since this is our 1st advisor, I don't know if my expectations are unreasonable. My main concern is ...

Should spouses have their own credit cards? Is there any benefit to having a joint credit card?

I have budget and funding plans created thru January. When I click on the funding schedules for any future month, September thru January, I still only see the funding schedule for August.

I have 6 kids and my oldest child is a senior in HS. This fall we will start the process of filling out the FAFSA for his financial aid when he goes to college fall of next year. My parents would like to gift me $85,000 from a property sale...

A 40 year old woman is asking where to start investing a matching 401k benefit from her employer. Roth or IRA? Wants a method to limit investor service fees. Married with 2 children.

I’m new to the FaithFi app! Using it this month for the first time. I have to admit that I deleted the link within the app that teaches how to set up the app.

I’ve figured out how to determine planned amounts in the envelopes. I’ve connect...

I've been having trouble with the Auto-categorize feature. I have about a dozen vendors I would like the app to auto-assign transactions for but the rest need to be manual. Is there any way to use auto-assign for only vendors I select and...

i am going to retire from my current job and want to know where is the best place to transfier my 401K for savings?

Hi all!

I’m just wondering what others’ thoughts are as to churches and non-profits having investment accounts (such as endowments)?

Is that a wise and godly use of funds, or is there danger to that approach since the mission of those ...

Certified kingdom advisor for Ketchikan, Alaska.

Hello, I hope all is well. However, my mom is about to be 50 years old, and she is very sick. However, I don't know what way to go on life insurance or if I should ? God forbidden something was to happen to her. How would I pay for funeral ...

Hi, on this very unstable market, which way is better, work with a Mortage broker or go to a direct lender?

Is there a product that can consolidate a mortgage and heloc loans without doing a refinance occurring more debt for closing costs.

$68000 would cover both debts, is refinancing the mortgage only option.

Do you have closing costs becau...

My dad took out a loan to buy some pasture for his farm. He split it between a fixed and variable rate loan. He was telling me that he can pay extra on the variable rate loan with no problems. However, he can’t pay extra on the fixed rate l...

Hello, with about 3 years until I retire, is it better to put my money into the Roth pre or post tax at this stage of my life?

I will turn 70 in January, 2024. I plan to work one more year. I am currently receiving my deceased husband's social security. Do I have to start taking my own social security when I turn 70?

Hi,

I’m 40 years old and I have a 403b Roth and traditional account valued at roughly $40k with my current employer and don’t plan on leaving for the foreseeable future.

Other than an in-service rollover (not sure if this is an option for...

Hello and thanks in advance for those of you who can help me make a smart decision. I am a teacher with a master's degree and am considering getting my specialist degree which will increase my current salary and retirement salary. The mai...

I use my app to only budget from my main source of income. I'd like to include my income from other sources as well but not have them effect the numbers at the top of the app. Is this possible. FYI, I do not use an actual savings account at...

I know that there is a search feature to find a CKA, but I would also like to compare the firms or companies that CKA's work for. For example, Thrivent vs Ameriprise vs Inspire etc. etc. Are there firms/networks that require all advisors to...

Is completely messed up after I became a protective parent in 2017 in Wake County North Carolina. I know this sounds disconnected. Ty may ask, why is your role as a protective parent linked to your credit? My answer is, I have no idea. ...

Hi, if you have around 7500 to place in savings (have a budget, no debt, have emergency fund). What is the best for investing.. I know there are 4-5percent high yield or CDs right now. You could make another $400 off this money and then p...

Can envelope group balances be reset to zero at the start of each year? Looking for insights.

My husband and I are 59 and wondering where to purchase long term care insurance. A quick internet search says for a couple it costs about 5000 a month. How does anyone afford that? Any suggestions?

My father is 83 years old and my mother is 77 years old. My mother has a single pay and whole life insurance policy for her as my father being the beneficiary. Should she cancel these policies due to their age? There is a surrender value an...

Is it possible to use CHM as your supplement choice for Medicare upon reaching age 65?

I recently got a new job where they don’t provide health insurance, so I signed up for multiple healthcare plans through the Marketplace. I briefly looked into CHM but noticed that there is a length of time you need to be a member before an...

Can anyone help me with some verses that encourage not going into or confusing to add to credit card debt? ( besides the Proverbs one.)

I have a few dozen mis-categorized transactions occur before I disabled this. For example, many Costco and HEB transactions were categorized as Restaurants. Is there a way to do a bulk update of all of these?

I’ve kept a record of every expense for the used vehicle I bought 8 years ago. I’ve spent $25,000. The original purchase price was $3500. That comes to about $260 per month. But also there was a lot of headache. It stranded us 4 or 5 t...

I have a question on how to edit my account manually

I am also wondering how vehicle donation works. Does anyone have experience with that?

Is it possible to get zero percent interest on a 5 year car loan?

Is it better to get a car loan from a bank or work with the dealer or used shop?

How could I

Anyone else have pending transactions showing even though they’ve toggled them off?

I currently have an IRA with investment in TRHRX - T. Rowe Price Target 2040.

I’m looking to retire around 2032-2035.

What would you recommend as a moderately aggressive fund, but somewhat in the safe area?

Hello, is there a way to edit a split transaction after you've saved it? I need to change the way I split a payment at Target (amounts and envelopes) but I can't figure out how to do that. Thanks in advance for any help

Hello all. I am recently retired and 60. My 66 year old wife is working as school nurse. I would like to get a job/income, as my tax bill come April is going to hurt. But getting hired at 60 is easier said than done. Does anybody here have ...

My brother started working with Cambridge Credit Counseling two years ago. For his birthday I want to make a direct payment to that for my gift this year. It wouldn’t be a large one and is well within my means. Does anyone have an opinio...

I am thinking about investing in silver and am wondering if it would be better to buy bars or coins.

Is it safe to invest greater than $500,000 through an advisor since this exceeds SIPC coverage?

My husband is joining an established private practice. He doesn’t own the practice, so business expenses will be fairly minimal. Instead of a regular bi-weekly paycheck, he’ll be paid as insurance reimburses submitted claims. It’s so new, a...

OMG, my available for funding was 6.25 off, so I hit rebalance accounts and wiped out all of my envelope balances. I just reset everything last month as my "available for funding" was off. I was an Mvelopes user for 15 years and an envelope...

Is BMO Alto a good online bank? Capital one 360!has been mentioned on the radio program. This bank has an A+ rating according to the internet and its savings account interest rate is higher than the capital one 360 account

I currently contribute to a traditional IRA from my bank after taxes.

I understand that I have to pay taxes when I withdraw the money at 59 1/2.

How do I proceed to not get taxed twice? I’ve been contributing for about 3 years.

I have noticed every month I have missing transactions-EVERY SINGLE MONTH. Am I the only one having this problem? I have contacted customer service and they push the transactions through-and then it happens again. I never had this problem w...

Hi. where should I keep my emergency savings that I should get some good return on them? And what is the amount $$$$$ I should keep. 3 to 6 months is in $$$$$? Thank you

Wondering if someone can walk me through the process of investing in Public Square before they go public on the 17th. I thought I would have been able to do so through Thrivent but they said it's something I need to do on my own. I'm new to...

I recently moved to a very rural area. There is one church located in the nearest town which I have attended a few times. The average age of the congregation is about 25 years older than I an. Also, there is no full time pastor so they rely...

My husband wants to use his 401k money to fix the only car we have which is giving us problems and pay off some credit cards. We are in deep debt and I don't even know how we are going to buy my kids school supplies and uniforms. When we tr...

I just came home from the mission field. My wife and I have a plan in work, but finances are very tight now, until our mortgage is fully paid in February 2024. A couple of friends have approached me about various forms of day trading, even ...

At the moment I have a house that I’m leasing to tenants and is paid off. My question is how can I use this house to buy another investment property without going into debt?

Is there ever a time when car leasing makes sense? Does it bring more peace of mind?

I'm looking for the best route to take to pay off my credit cards. I have one with a pretty big balance that is becoming a monster in monthly payments. I was looking into a personal loan or is it best to man it and just chip at it?

My son has 250K in student loan debt - a great deal private and some federal loans. I cosigned on the loans. He was told by someone in the loan dept that he should let it go to default so they would offer him better terms? Consolidate or ...

What is Faith Fi's position regarding us the VA loan program? My house is currently on the market to sell and I'm considering the VA loan program. I am a Navy veteran and qualify for a VA loan. I've never used it since I was discharged in 1...

Recently, my wife and I purchased a home and were blessed with a child. When purchasing the home, we knew we were going to need a new roof at some point, but after the fact, we discovered that our furnace needed replaced as well as some oth...

I noticed there are two different subscription plans available: $6.99 and $8.99. Both say MoneyWise Pro. I was wondering if anyone new what the difference was between the two.

My wife, son and I are on CHM for our healthcare, are we eligible to set up an HSA ?

Hello I was looking for a Christian tax accountant. I don’t know if this is the right place to look?

We are attempting to use the system to manage to a budget we set up. We are new users. How do we do that in the system?

How does the Infinite Banking Concept (IBC) line up with biblical principles of financial stewardship?

My name is Matthew A. I recently lost my employment and it couldn't have come at a worse time with my rent coming up and going on vacation with my family July 1st through the 8th in the outer banks. I have submitted applications to several ...

I have a 401k with a previous employer. They told me if I ever touched it, I ca never work for them again. Not wanting to burn that bridge. I have not touched it.

I am 52 years old, and I’m wondering if I can and should move it into and IR...

Hello everyone,

I am looking at cash back credit cards and was wanting to see if anyone had suggestions. I have no debt, except my mortgage, and I never carry a balance on our credit card.

Thoughts and suggestions? Thanks!

In the past year I updated my will with my name exclusively on the house & my two daughters listed as beneficiaries. However, I recently remarried & want my husband to continue living here if i should pass before him. What procedures to I...

How much should a Church keep in savings/CDs? I know the answer probably varies depending on the size of the congregation. Let’s say for example a small rural congregation with about 40 for average worship attendance. No debt and all proper...

When trying to connect to a credit card i can go all they way to entering my credentials and after a few minutes it says something went wrong???. What am i doing wrong? Thanks for any information.

Hi, I’m 23 years old Getting ready to go back to school. I’ve only got a couple thousand in the bank most of which is going towards school. Do I need to start building wealth on my own or can I get a financial visor with so little money?

I recently had my Chapter 13 dismissed due to non payment. I really need some advice before going forward not sure who I should seek advice from. Any suggestions? Thank you all and God bless

Anyone with an opinion on using MaMa Bear Legal Forms for a Will?

The savings rate on this account is 5.10% Does anyone know if this is a legitimate bank? https://www.dime.com/blue-promo4

Is it wise to opt for short term and long term disability insurance at work? Its taking out $25 every pay check combined. Adds up to $600 per year. should I opt out and have some additional cashflow instead? Please advise

When my kids turn 18, (16 and 9 now), they will receive a tax free inheritance from my late uncle. It will be about $60,000 each. I'm seeking ideas to present to them on how to invest a portion of it for future growth like an IRA and maybe ...

My brother-in-law passed away a week ago and we need guidance on the steps to take. We can't find a will anywhere, and we do not know if one exists. We have no information about his assets or debts. Who can we contact that can help walk us...

Question, I recently paid off $20,000 in credit card debt, and my credit score dropped 68 points! Can anyone explain why this happened? Thanks