I am currently invested through three different secular investment houses. Lately I've been convicted of needing to be more Biblically sound in my investments and have found a CKA that I am comfortable with. Do I just transfer my three inve...

We are a small church congregation with limited resources and volunteers. We are looking for a new software program for budgeting, and tithing, that is as simple as possible to use and maintain. We are seeking recommendations from other use...

Is there a technical reason or a logic reason that doesn’t allow the splitting until it is posted? My preference would be for it to be available right away so that I don’t need to save a receipt and/or remember to keep checking so that my...

Trying to split unassigned transactions into multiple envelopes . The split option is gone. Have it on new transactions if I manually enter them but need to split the items that came in from credit card. Used to do this all the time. Mi...

Recently, I began using the app to track, budget, and manage our finances. Where can I find instructions or some sort of usage manual? Lots of it is pretty simple. But still. Something would be helpful! Additionally, we are receiving rental...

A very good friend of mine died in September 2024. He had a car that he purchased several years before going on disability. The vehicle has a lien. The New York State Department of Motor Vehicles informed me that I cannot sell the vehicle ...

Hi everyone, new to the app. Do we fund our envelopes at the beginning of each month? Or as we go along?

Will my husband and I both be able to use the faith fi app on our phones with the one subscription?

We are looking at doing some major upgrades to our current home - kitchen remodal, updating bathroom etc. We will need to take out some kind of loan to finance part of these costs. What is the best loan to take out for home improvements?

Years ago my grandmother set up a 529 for my 6 year old son. This yr my step daughter attended her first year of college. After takin out student loans that she qualifed for, she still needed help paying for the semester so my husband &...

Investing platforms discussed on FaithFi

Stash https://www.stash.com/

Acorns https://www.acorns.com/

Betterment minimum deposit of $10 is required https://www.betterment.com/

Schwab intelligent portfolio Min $5000

https://www.schw...

My niece has about 32,000 in student loans she is 3rd grade teacher at low income school here in Oklahoma. Does anyone know what is the best way to get some of her loan forgiven? I am gonna help pay some as her dad passed away suddenly she ...

Anybody know how to split a transaction that has alreadt been assigned ( to the wrong category)

Does anyone have recommendations for a bank with great auto loan rates? Thank you.

hi all, let's say a husband and wife have a joint investment account. if one party transfers their share to the other party, resulting in the other account holder holding 100% of the assets,

1. are there tax implications if they file as "...

I connected my account and I want to start with my paycheck I received on Dec 30,2024. The problem is that when I deposit my check I usually take my tithe and missions out in a cash withdrawal to put in the offering envelope for church on S...

How do I assign transfers from my savings account to?

Hello,

I have questions about tithes. As a Christian, are we still supposed to give tithes and offering? The reason why I ask is because my family and I are faithful tithers, but I've heard famous preachers say that Jesus came and did away...

Do any of you use a spreadsheet to forecast your future checking account balance since there doesn't seem to be an efficient way to do in within FaithFi?

I'm looking at essentially doing what the paycheck planner feature in the everydol...

How can I delete an envelope that created accidentally?

Trying to figure out if it more advantageous to draw at 62 and invest or wait until age 70 to withdrawal the money. I can figure out how old I’d have to be where waiting would be good. But I can’t seam to gauge how much the money would pote...

Any advice on the best places to shop for used cars? We are looking for our first minivan.

I’m 63 and plan on working for the next three years. I’ve never made more than $70,000 in a year at this point is it best to put all my future investments in the Roth or the 401(k) or divide it up?

When making a plan for the next month - how do you include unspent money from the previous month? It is still in the envelopes, but it does not show up in the plan for the next month - so if it gets spent in the next month it ends up look...

What is the organization that FaithFi recommends to work with if one has credit card debt?

My 2011 vehicle needs a new engine. It is a 2011 Toyota Camry with 155k miles but was running good before the engine froze. I am trying to decide with to pay $4000 to have a rebuild engine put in or buy a slightly used vehicle maybe 2022 or...

Hello everyone. Does anyone know a book to affirm our identity in Jesus Christ? My son is a young adult in the early 20s . He just broke up with his girlfriend and he's not feeling emotionally stable. He's serving in the military in another...

My husband and I are retired and in our seventies. We purchased a condo for my 45 year old daughter who receives disability benefits. She put all the utilities under her name, and I’m helping her by not charging her what the condo is worth....

Can anyone recommend a secure credit card? Most of them although advertised as secure have "APR" which makes no sense.

I’m confused about tithing/giving. I live paycheck to paycheck, giving what I can to the church after bills are paid, but feel guilty for not giving enough and even sometimes have not given at all due to circumstances. Are tithing and givin...

What are a few great questions to ask when looking for a Kindom Advisor, aside from the fact of clarifying what the Gospel message is?

I have a LLC. It was not profitable, and I co-mingled funds. All debts are paid. I would like to close my LLC and open a partnership with a new name and new EIN. Is this a good idea?

Sometimes I correct envelopes by adding a negative number. I can do this on the web, but not on the app. Is there a way to add the negative sign to the app?

It appears it has been nine days since any transaction has come through. How can I fix this to receive more transactions again? Thanks

Hey Rob! Question about tithing when I take proceeds from reverse mortgage funds. Several years ago we had a $60,000.00 balance on our mortgage. The Lord blessed us with a windfall that was enough to pay that off. We did tithe on the windfa...

Are unemployment claims unknowingly harmful? It seems like I recall being happy when I was previously unemployed that I didn't request payments because it would have had unforeseen adverse impacts. I cannot recall what those were, though. O...

Haven't used the plan feature of the app yet and was going to give it a try. Can't figure out how to make the plan for next month because its November 30. Are you only able to plan months you are currently in or is there a way of advancing ...

I started paying for this progam months ago and another person got the bank account started, but I kept putting everything back in the bank because I still do not known how to use the account. Now the bank account has stopped working also. ...

I must have clicked on a transaction funding and put it somewhere. I know the amount but I don’t know where to find it. Can anyone help me figure out where to look for it?

Does the app provide any kind of notifications ? Or are there any kind of notifications coming in future updates?

For example, notifications for when transactions come in or possibly a future feature for bill due dates and such

Hi, I have retirement plan from my full-time job. I also part time see patients in my home clinic as acupuncturist.

Recently I start putting more salary into my retirement account.

I want to know as part time acupuncturist, is there any w...

Hello.

I am new to Faith Fi. Can anyone direct me to a faith based financial advisor please? Thank you. ❤️

It is $9K annually. How do I set up monthly amounts so that when we pay semi-annually there is money allocated for it?

We took out a balloon home equity loan a few years ago to finish our basement. The loan will now mature in the next few months, and we are unable to pay the balance owed. What would be our best option for a loan like this?

Are any users that have bank accounts with KeyBank experiencing connectivity issues with Plaid and your bank accounts? I understand the "work around" with the CSV upload, I just feel like I have no ability to have visibility to the status ...

Has anyone ever used or heard of this mortgage company in GA?

Positives or negatives?

Thanks

I have ~$30K in a Vanguard sector admiral fund and have had it for 20 years. The share price is ~$90 with a . 05% annual fee. This is the last quarter of the year and I typically earn $1500.00 in interest and dividends on this account. Va...

I would like some advice on my old 401k. Im not sure what would be the best option. My company has been purchased by another, the new company offers 401k thru Fidelity. Im planning on starting a Roth 401k with them. What would be the best ...

I would like recommendations for which online bank to choose for my savings/emergency fund. Thank you

My wife and I have been married for 47 years. We of course share all of our financial dealings such as mortgage, car payments, etc. Our credit is exceptional. We make very good money and do not have a great deal of debt. We also have a goo...

Is there a website that shows the breakdown of how donations to Christian organizations are utilized? There are certain organizations I do not want to donate to because they pay their upper level management exorbitant salaries.

Thinking about changing my checking and credit card to CCCU. Please let me know if you are currently using CCCU with you Faithfi application. Are you having any problems getting your transactions into your Faithfi?

Memo line available when creating a split transaction & easy access to revise the split transaction Yay!!! Thanks Faithfi!!

A friend offered to pay me 23% interest on a 60 note on a principle of $9000. This loan originated about a year and a half ago and every 60 days he has allowed the note to roll over. He is now about to pay it all off, principle and interes...

I’m trying to buy a property for my disabled daughter in Illinois. The price of the condo is $244k. I can put a down payment of 124k and finance 120k. My daughter gets a $628 a month in benefits plus food stamps. Right now she lives with us...

I will be 73 in August. Will QCDs taken in February of the same year count toward my RMD?

Hi! Anyone know why there are duplicate Transactions showing from the same vendors in the Transactions area?

Hello. Can someone explain how Available Funding and Left to Plan can get out of balance? Right now my Available Funding is $4 and my Left to Plan is $389. If I plan out the $389 to envelopes then my Available Funding goes negative by the ...

Who can help with a budget plan and set up?

Do you know much about this money-saving app? Is it legit? Safe?

Can someone help me understand how to use the app to set up a budget? I have my account connected but it doesn’t make sense to me how to utilize it. Is there a customer service number I can call to get some help?

We need to repair cracks in our foundation. We got an estimate of $10.000. We have $20.000 in our emergency fund. We owe $67.000 on our house. We have about $190.000 in equity. Both our cars are older one with 237000 miles the other has 316...

I have a lot of credit card debt and my mom suggested I transfer the debt over to a new credit card with a 0 % APR? Is that a wise decision?

Hi, does anyone know if there is a way to recover deleted transactions?

I had started doing the envelope's on here but got lazy and left it. How do I clear it to start over?

Hello All, How do I start a budget when I am in the negative in my bank account? If only I had a month or two free from bills and responsibility.

Hello,

I’m trying to archive some envelopes and the group they’re in, but it’s saying that I need to fund the envelope first because it’s negative

I use monthly budget so I don’t have to fund it. What do I do?

Is there a tutorial on how to utilize the app? I have it connected to my accounts and I named my envelopes but I don’t know how to use it beyond that. TIA

What strategies should I use to manage my finances while transitioning between jobs, especially when moving to a new city as a student? Also as a 19-year-old turning 20, I have an account with First Bank, but it doesn’t seem to be helping m...

Hello. I do not know that I completely understand how to report the BOIR. I had opened a LLC in my name in 2023 as a pet breeder. The adult dogs/cats are our pets, and we treat them as such. So naturally, I talk to my husband regarding busi...

I have a Whole Life policy through my insurance agency. I am 64 yrs old. I rent and have very little debt. What is best, whole or term life insurance. I pay almost $55/month for this. It seems ridiculous to me $25,000 when I go be with Jesu...

Do you have any tips for how to deal with rental car scams? For instance the one where they require a receipt at return for fuel even though the tank itself shows full. And they charge a customer anyway.

Hello, my spouse and I are looking at preparing a will or Living trust?? I have no idea on what would be best and need assistance, does anyone know, where to start?

Hello everyone! I am thinking about opening up an account for a Roth IRA. I am 47yrs old, I work fulltime, I have 403B account with at least $130k in a moderate aggressive investment. I am recently divorced, and bought my own home with arou...

We must make a decision very quickly as to where to transfer our brokerage IRA from the present company. Fidelity is where our current advisor is switching to, but we have no idea if it is in line with our Christian values. Does anyone kn...

Hello I would like advice and resources to help paying off personal loans. I have a few personal loans I have taken in the past year due to a family crisis and also bad investment. My loan interest is between 15-17% and it's over $100,000....

Which one to pick do I go with a CKA? Or go with the online Sound Mind Investing membership? I have a large amount of funds that I will be dealing with. The funds are coming from a sale of some property.

Hello. Thank you for your wonderful ministry which guides me to become better a steward of God's money. I listen to your program daily and it is inspiring. I have some questions that I need help with. First, I have a live insurance that I w...

Hello everyone; I hope you are well. I write to ask for resources, e.g., books, on how to speak with heirs about one's estate. I have read Ron Blue's/Jeremy White's Splitting Heirs as well as listened to the 07/18/24 podcast. I am looking f...

I have a specific question about the possibility of contribution to an HSA in retirement. I know from my research that I would have to not be in Medicare and also be in a hdhp in order to contribute. My question is: are those contributions ...

My wife is not working and has debt piling in her name that's exceeding $30k. I was wondering if it would be in our best interest to take out a home equity loan to cover both our expenses with 5 kids and a $1.2k monthly mortgage payment wit...

Hello everyone, I’m looking for some insight.

I am 30 years old, and will be getting married in two weeks. I have a ROTH IRA through Raymond James with an non-fiduciary advisor who charges 1.25 % that has $33,000 in it. I contribute $250/...

How do I safeguard the deed to my house from hackers trying to steel my house?

My spouse passed unexpectedly this year. We had jointly IRS filed income taxes for 2013, 2015, & 2016. Since 2017 we filed married but single separately. My spouse had made arrangements for payments with the IRS. The IRS takes any refun...

I have a house that’s paid for, however I was given advise to take a loan out for less than half the value to pay off debt such as car loan at a high interest rate, credit card debt, school loan and hospital loan. That being said I could co...

I recently and unexpectedly lost my long term employment. I have one loan that I kept due to its 1.99% interest rate. I have the cash to pay off the loan but wonder if I should keep the money on hand to add to my emergency buffer before fin...

My husband recently passed away, so I’m trying to navigate big decisions. We had always had old cars because he didn’t believe in financing a car, he was able to take care of the repairs and if the car left me stranded he could pick me up. ...

I have two questions that go together. My spouse likes to have a "cushion" to use throughout the month and uses a credit card as a cushion. At the moment, it has us $7200 in debt with high interest, over 20%. My first question is, would...

As I attempt to setup my accounts, I'm finding the software is not very user friendly. I wish I could speak with someone after purchasing your Faith Fi software!!!

I have a question about identity monitoring services……. in light of the recent increase in data breaches. It seems as if there is a new data breach in the news every couple of weeks, and over the past few months, I've personally received no...

Do you think it is a good idea to put all your bills, groceries, gas, etc, on a credit card and pay off the balance at the end of the month? There are rewards that build up, and you collect points as you use the card. I have been told thi...

Hello FaithFi Community,

I’m interested in investing in property with this company called “Fundrise.”

Have any of you heard of it? (See link below.) And the bigger questions I have is “Do you see any concerns with utilizing this type of i...

Good morning, My husband and I are having difficulties in deciding what to do and we would love some clarity.

I am in my mid 40s, the hubby is late 40s. We purchased acreage some years ago, put a nice rv barn/workshop on it and have now de...

Does anyone know how/where to sell these (i.e., how to find a reputable buyer)?

1. Which envelope do I put credit card payment in and then the amount taking from my checking?
2. On the plan section, even though I set up on auto-fund, some of the envelopes are not showing funded, while some are.
3. If there is money le...