CMB
Yesterday
Good morning: my wife and I purchased a timeshare when we got married 22 years ago. I am now 57 years old. Lord willing, I would like to retire within the next ten years. As I get closer to retirement, I do not want the burden of paying...
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Missy
July 25th
I have a question clarifying spousal benefits for Soc Sec. I was married for over 10 years, have not remarried. My ex-spouse started collecting his SS at age 62. I am 58. Am I understanding correctly that I can begin SS at age 62 drawing ...
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Gina B
I've heard you say several times that if you sell a property that you will pay no taxes on capital gains if you earn less than ,$$40,000 because your tax rate is zero. Even if you profited $$700,000. Is this true when a business that you ho...
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lucasjohnson92
July 24th
Hello, my wife and I currently use YNAB but are not loving the “sweep” that happens at the end of the month for CC transactions. It zeros out the envelope at the start of the next month, adding that balance to your CCs. Does FaithFi app ha...
Kelli H
July 18th
Once you toggle this feature to "on" and reconcile accts, should the toggle button remain activated? I performed this functionality, but now the toggle button is turned "off".
kmn
July 17th
I keep hearing that a trust is not necessary if you have a fairly simple estate and have a will and power of attorneys in place. Estimates for a trust are about $2000 - probate runs anywhere from $2500 to $3500? It seems it would be a whole...
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PAT
I purchased my daughter’s car last year since she was going out of town.for college . I have $15,000 left on it to pay off. My interest is 9%. with Navy Federal credit Union . Do you think I should apply for a balance transfer credit card...
Jami
July 16th
Is there a video tutorial on how to use this app? I was using EveryDollar but wanted to switch to FF for some savings. EveryDollar was very easy to use and intuitive…I’m finding that that’s not the case with FF.
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JasonR
July 13th
I wanted to say thank you to Rob West and the team for the podcast. I’ll listen to a few of them each week while I’m getting ready for work. I really like how Rob reinforces a Heavenly mindset about money.
This particular podcast had a cal...
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David K
July 12th
Hi, my name is David Kajuna and I’m 23 years old. Just a quick question, can I just open a mutual fund and put money in it every month? I heard this guy online and he said he opened one and put $100 in it every month. Is that a good idea? T...
DebS
I have 2 annuities that are making virtually no gains ($18,000+ and $2,000 +). I am 67 yrs. of age and will begin receiving my teacher retire and SS this month. My husband and I together have set aside emergency funds and he just inherited ...
rvonthaden
July 11th
My 30 year old daughter has about $6000 in credit card debt. The internet rate is 23%. She called to see if they would lower it but there were some requirements she wasn’t comfortable with. Someone suggested she take out a loan since the in...
jlyarb
July 9th
I'm 50 yrs old and recently retired from 25 years in public education in Georgia. If I draw an early retirement monthly benefit, the penalty is around $900 per month, but I can keep my state health at $308 per month (covers me, wife, and d...
Dj
July 8th
My name David, my sister-in-law that is a widow. Her home is paid off. She has an annuity. She has structural damage to her home in the amount of $27,000. What should she do? I believe she was gonna file a claim with her homeowners insuranc...
derjonhix
My wife (33) and I (35) are at a crossroads and trying to figure out what to do.
I make $62,000 and she is about to leave her job (3,400).
We have no debt (outside of house) and $8,000 in the bank.
Over the next year we could put away...
Nire
I’m considering retirement. How would I find a reputable Christian financial advisor in my area?
PPF
July 6th
I see there is a verified transaction filter, but not an unverified transaction filter. Is there another way to create a filter or filter unverified transactions? Thanks!
Ron R
July 5th
Is there a way that we can use the equity in our existing house to get a short term loan to buy a new house before the old one sells. Our income is not high enough to just take out a home equity loan on our existing house. Any suggestions w...
Sackett33
July 3rd
I have a friend that needs help getting out of credit card debt. Trying to find the sponsor that is mentioned often on the show for this type of situation. I believe it’s Christian credit counselors, could someone help me confirm this. Than...
Steve P.
This was our first year to file our own taxes. A relative tax consultant was formerly available. I helped my daughter with her 1040 through IRS Free Fillable Forms. A day later, I realized I made a mistake in the figures, and resubmitted th...
smathews
June 30th
I have funding setup as bimonthly and auto fund. The funding auto funded June 1, June 15 and June 30. Why did auto fund happen 3 times in one month on bimonthly?
jdqueb
Are there any investment accounts a grandparent can open for a teenage grandkids?
Ksprncess28
My husband is leery of banks and wants to invest some of our profit from the sale of our home in gold and silver? Is there a good rule of thumb or ratio of profit one should invest in these things? Also, can anyone recommend a trusted sour...
Marie
Should I go ahead spent my savings to replace my residential home tile roof, not leaking, but 20 years old due to current state matching grant to assist with the replacement? I have my emergency funds in a separate account and the roof will...
Carol
June 27th
I'm in my seventies and planning on working a few more years. In my lack of putting my retirement in the forefront of my mind and planning I have very little in my 401K. I have worked for years and took care of other people instead of me....
stever
My brother attorney said he couldn't find my dad's will. I was at the attorney office with my dad when the attorney made his will out. What is a good government website to go to. To find a lost will?
Or can the probate Court help me to fi...
Anne
June 24th
My husband is 62 and will be exiting a family farming business. The plan is for him to be done December 31st, 2024, not necessarily to fully retire. However, we both are in agreement that it is time to move on mostly due to changes that w...
able
June 22nd
I am looking to purchase a home. Is it best to pay cash from the sale of my previous house or take out a mortgage so I have cash to fall back on for any emergencies or repairs?
KallyLB
June 20th
Hello, I am new to the FaithFi app. Please help me get connected with where to start. There are so many resources and we specifically need advice on monthly budgeting and easy tools commit to each month. We have done other budgeting spreads...
youngfinance
Hey yall! I'm 17 planning on getting my first job for the summer in early July. I'm going into my senior year of high school and am going off to college on an athletic scholarship. I currently have a checking account and I want to make sure...
June 19th
I have a 401 k account ,with TransAmerica from my previous job. I’m no longer working there. I had borrowed $$9000 from it back in 2022,to purchase a card for my daughter for college and I also had made 3 withdrawals from it when I moved to...
jane
I am 68 years old and believe I have enough retirement saved for most of my life, except I have no long-term care insurance, which for my folks was a waste of money. An insurance person/ investment manager recommends purchasing a life insur...
401kTK
I have annuity retirement account that has been locked for 8 years. Now I can move it to one of the retirement investments without surrender charge. What is the recommended investment company for retirement? One of the options I was told is...
LisaAnnR
June 18th
My sister needs to pay off a debt of $4000 and wants me to cosign a loan. I do not feel good about that and don't want to. She is not very good with money and despite her good intentions I cannot guarantee that she will not default. I also ...
drewb
June 14th
I sought out worldly pleasures instead of finding peace in God. I used online gambling to numb the pain of other addictions. With that being said I’ve found myself in a good amount of debt- $60k. I used national debt relief to stop the blee...
august
June 12th
Being that the housing market is pretty competitive right now, we were wondering if we should pull out a HELOC for a down payment and a strong contract toward our next home. We would then sell our current home and pay off our existing mortg...
TomM
June 10th
What is the best way to handle old envelopes in FF that I don’t need anymore? In this case its an envelope I set up for car payments and the loan was paid off a year ago. I’ve just left it and its transactions in place so far.
June 8th
We're selling our home fsbo in ok and currently negotiating with a buyer... they are offering aprx 11-12% less than our listed price, which is the appraised value of the home from Oct. I'm wondering if we can legally ask buyers to pay al...
JuMa
June 7th
We are interested in building out an in-law suite in our unfinished basement in an effort to provide a home for our father who is needing more support these days. A bank in our community recommended a construction loan. Is taking a construc...
cblack33
I have a question about financial planning, I am 41 year old widow with a 5 year old son. Is it a good idea for me to pay a financial planner to help me figure out my investment options for planning for my sons future as well as myself for...
MM
June 6th
I want help in understanding the pros and cons for Employee Stock Purchase Plan Or Roth IRA to make a decision. My work offers a benefit of purchase shares of the compony with 15% discount using a three-month "lookback feature". The discou...
Cjones
June 5th
Hi I am trying to find out if there are any accounts out there that my parents could open up to put money into from doing fund raisers so that my dad can get on liver transplant list? They are both retired on fixed incomes, I know they can’...
dvcran@gmail.com
June 2nd
My husband is 60 and just started SSDI. We wont be able to pay off or Mortgage as planned before Retirement. We have 20 yrs left at $1,000 dollars a month payment. We are realizing that the payments are becoming a real financial burden. Wou...
When I am 62 yrs old should I start drawing my Social Security and continue working? At this time I would be getting $900 a month from the Social Security and then i could invest more of my paycheck into my Roth 401K.
BG
May 30th
My kids are ages 23 and 26. Both are pessimistic about ever owning a home. I want to ask for your thoughts on this idea. I want to propose setting up an account to which my wife and I would contribute each month (~$700). We would control th...
weswells911
What are the differences between the envelope types?
Few
May 26th
Are there any answers, questions, or suggestions to my timeshare question?
May 24th
We were Quit Deeded a timeshare about 6 years ago. The original owner paid off the loan many years prior. She is now deceased. I'm retired now and we can no longer pay the exorbitant maintenance fees that continue to increase each year. How...
Bigtone23x
Hello anyone know of any institutions or websites that can offer loans with bad credit?
JimL
I am trying to create the June Plan from May. I hit the create June Plan button. It then gives me an option to create from May plan. When I hit the button, nothing happens. The June Plan doesn't come up. Any ideas?
RoyA
May 20th
In the previous version of FaithFi I could use Touch ID on my iPad to open up the app, but with 4.0 I’ve been typing in my user ID and password. Is Touch ID still available, and if so, how can it be turned on?
beatriz
May 19th
What is a reliable secure credit card with no annual fee, and no interest. I have seen that some although are secure credit cards have a % for interest.
MimiJoy
May 18th
I changed my login credentials at one of my linked institutions. FaithFi instructs me to unlink the account. How do I do that?
phjm
May 16th
What are good on–line banking institutions? For checking and saving accounts.
Thanks
MaR10
Hi. Is it necessary to get a financial advisor to help with my retirement plans? I hear people say you ca do it on your own as that FA’s take a portion of your money invested. Thoughts?
Lilbeav2
Since the new update, I have not been able to find anywhere on the app how to get my Face ID working again. On my iPhone, it is still toggled on for the app in my settings, and is working fine with other apps. Is there a place on the app wh...
WD2
May 15th
Can anyone recommend resources and apps for a 14 year old interested in Biblical investing?
chadclark
May 13th
We are excited to announce the release of FaithFi 4.0, which is now available on the App Store, Google Play Store, or at app.faithfi.com!
To learn more about the updates and features in FaithFi 4.0, please go to https://www.faithfi.com/fat...
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Canton
May 10th
It would be nice to have a month by month histogram of certain variables like either cash flow or spending.
Jefflane
May 7th
I keep having transactions come through multiple times. I am new to FaithFi. Is this a common problem?
Jay
May 5th
My mom is 83 and has not worked in about 15 years and my dad is still living. They are both still independent, living in their own house and both receive a social security check. A couple of months ago, they received a check from social sec...
taberhawk
May 1st
I could use some help with how to record cash spent (physical money,coins) Thx
shannonb
April 29th
I have multiple credit card accounts connected, but the only account that is showing transactions is the first account that I connected. The others are showing balance and credit limit information only. Is there a fix for this?
G
April 28th
Hi,
My account is showing $100.00. There has to be a mistake. Because I didn't deposit any money into my Faith and Finance account.
April 27th
@chadclark - The automatic Debt envelopes have a reconcile feature. The problem I am experiencing is when I have Placeholder Transactions.
Naomi
April 25th
My 97yo mother-in-law passed away in January and my 62yo husband will be inheriting a third of her estate. We do not know the exact value yet. We praise the Lord that we have never had debt since we married over 28 years ago. We were able t...
Dadof5Girls
April 22nd
The Situation I'm 45 years old, but when I was young, my mother established a number of IRAs for me, but I've come to realize they were IRA certificates. There are 15 of them, ranging in value from $1500 - $4000. Most are 60 month IRA cer...
ScottNM
April 21st
I started loading info into my FaithFi app to use the envelope system. When I started with my main financial institution, my savings and checking connected fine. So did a personal RV loan. But my visa card and auto loan did not connect. Did...
tete0219
I have been using this app since Mvelopes shutdown, and it has been driving me crazy that my funding plan dates don't align with my pay dates. Have anyone figured out a strategy so you don't need to manually have to change each date of an e...
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kcris62@msn.com
Hello, I am in the process of buying property to build a home. I am currently living in a condo that I have owned for years and the HOA insurance continues to rise and it’s making it unaffordable to stay here so I am looking at buying this ...
Kris51
April 20th
I'm considering looking into selling my term life insurance since I really don't need it. I don't have dependents and feel I'm just wasting money each month. How would this work and are there tax drawbacks to be concerned about with the IRS...
AustinR95
April 16th
Hey guys! Testing out FaithFi. Having issues trying to figure out how to format some things. I use my credit card for everything and pay it off in full each month. I make regular payments on it each week just because I don’t like seeing the...
JoshS.
April 11th
I am looking for a course we can use in our church that is a Bible-based approach to finances. I know many people use Financial Peace University, but what other options are there?
Thanks!
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Shelly
April 6th
If someone retired April 2023 and worked up till then and retired, do they still need to file tax this year?
Mickriesa
April 4th
Good morning, friends! My girlfriend told me that I can do a will online and get it notarized, and that's a legitimate document. Is that correct?
Nissi
I'm 64 and my wife is 62. Both of us have 401k from our work place. Can we open a Roth IRA in addition to those accounts? Or there's a limit for retirement accounts? Thank you for your help...God Bless you.
rsony
April 3rd
Does anyone know where to go to look for scholarships?
Nicole71
During December 2023, I made an after-tax contribution of $103 to a traditional IRA at the advice of my retirement plan advisor. After researching this transaction, I learned that mixing pre-tax contributions with post-tax contributions wo...
Fujicrazy
April 1st
We’re getting $3300 from insurance toward roof repair. Replacement would be $10,000. 401K is on track. No debt except mortgage. We have 11 months emergency savings (about $38,000) which is where the $7-8000 would come from. If we repai...
Jm
March 29th
Does anyone have a recommendation for identity theft protection?
I have a mutual fund in a Roth IRA. But I don’t know how to buy individual stocks. How do I do that?
March 28th
Hello everybody. Does anyone know a good financial book for boys around 11 years old? There's no course or teaching at school and most of the kids finished school and graduated having no Idea about how to handle their finances...
I just heard about stock splitting. Can someone help me understand what that means?
eckshome
March 26th
I recently inherited stock from a irrevocable trust. Some of the stock has increased significantly from when it was purchased. How will capital gains/loses be figured? Is it the original purchase price or stock price at time of inheritance?
clark5
I heard Rob recommend a mortgage company on the radio program one time but I don’t remember which one it was. It was an online company. Does anyone know what company they recommend for a first time mortgage?
nalsop
March 23rd
I have two institutions where I have high savings accounts (synchrony and SmartyPig). And I can’t get plaid to connect them. Can someone help me?
JStandiford21
March 22nd
I ended up owing into Federal taxes this year so I decided that I was going to do a new W4 with my employer. I went on the IRS website and used their estimator tool and it's saying that for next year I'm going to owe $990. On the prefille...
Amandita5
March 21st
I understand that to have your investment/retirement accounts managed by an advisor you will pay fees. I'm wondering though how those are paid. If I have an advisor who charges 1% on my investments that total $500,000, would the $5,000 in f...
Shelby1969
March 20th
Good Morning I need an answer please. I’m drawing disability social security and I need to know how much I can make at my job please. Thank you so very much for your help, Theresa.
Sanderclan
March 19th
I am seeking advice or a referral to help my fiance and me go forward in the future. We are both widowed.
We are both professionals with income, savings, retirement savings, etc. We both own our homes outright and neither of us have debt...
Joanna
Hi, my husband and I both have individual Roth IRAs. We are currently only able to contribute $100/mo in each. Would we gain more in interest by putting $200/mo into his acct (his has more principal invested) and none into mine, versus the ...
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