Where Faith and Banking Meet with Aaron Caid | FaithFi
June 11, 2026
Where Faith and Banking Meet with Aaron Caid
Faith & Finance with Rob West
More Christians are asking whether their financial lives reflect their deepest convictions. That question often shapes how we give, spend, save, and invest. But increasingly, believers are also asking another important question: Where should I bank?
For followers of Christ, stewardship is not limited to major financial decisions. It includes the ordinary, everyday choices we make with what God has entrusted to us. Banking may seem like a purely practical matter, but it can also become one more way to align our financial lives with our faith.
Aaron Caid of AdelFi Christian Banking joined the show today to discuss how everyday banking can reflect biblical values and even support Kingdom work.
More Christians are asking whether their financial lives reflect their deepest convictions. That question often shapes how we give, spend, save, and invest. But increasingly, believers are also asking another important question: Where should I bank?
For followers of Christ, stewardship is not limited to major financial decisions. It includes the ordinary, everyday choices we make with what God has entrusted to us. Banking may seem like a purely practical matter, but it can also become one more way to align our financial lives with our faith.
Aaron Caid of AdelFi Christian Banking joined the show today to discuss how everyday banking can reflect biblical values and even support Kingdom work.
Why Banking Matters
Many believers are becoming more intentional about how their values shape their financial decisions. They want their spending, investing, and giving to honor God. So it makes sense that they would also begin asking thoughtful questions about where they bank and how their bank uses their money.
Banking is not just about convenience, rates, or account features. It is also about trust, mission, and stewardship. For Christians, the question is not simply, “Where can I keep my money?” but also, “Can this decision reflect my faith and support work that matters for God’s Kingdom?”
A Banking Partner with a Christian Mission
was formed through the merger of Christian Community Credit Union (CCCU) and AdelFi, bringing together a shared commitment to serving believers, churches, ministries, and Christian businesses.
That mission shapes the way AdelFi serves its members. Rather than viewing banking as disconnected from faith, AdelFi approaches financial services through the lens of biblical stewardship, long-term relationships, and Kingdom impact.
Aaron explained that Christians can honor God not only in how they spend their money, but also in where they keep it. Through AdelFi, member deposits are used to support churches and ministries. Over the years, AdelFi has helped fund more than $1 billion in loans to churches and Christian ministries.
Everyday Banking with Kingdom Impact
One of the most encouraging reminders from the conversation is that ordinary financial activity can have an impact beyond our own accounts.
Member deposits help provide affordable financing for churches, ministries, and Christian organizations. That means everyday banking can become part of a larger mission. Even routine transactions, such as using a debit or credit card, can help support Christian causes.
Through AdelFi’s card programs alone, nearly $7 million has been donated to Christian ministries and missions. In that sense, banking becomes more than a financial service. It becomes a practical way to participate in Kingdom work.
For many Christians, choosing where to bank is also about community and shared values. AdelFi’s focus on serving Christians and Christian ministries creates a sense of common purpose. Members know they are partnering with an institution that understands their worldview, stewardship priorities, and desire to make an eternal impact.
That shared mission can build trust. It reminds us that money is never merely personal. Our financial choices can either reflect the values of the world around us or be shaped by the wisdom and priorities of God’s Kingdom.
Faithfulness in Every Financial Decision
For someone who has never connected faith with banking, Aaron offered a simple encouragement: start by thinking intentionally about whether your financial decisions truly reflect your faith and values.
The goal is not perfection. The goal is faithfulness. As Christians, we are called to steward all that God has entrusted to us—including the way we save, spend, give, invest, and bank.
Every financial decision is an opportunity to ask, “How can I honor God with what He has placed in my hands?”
Learn More
AdelFi Christian Banking is FaithFi’s recommended banking partner, offering a practical way to integrate your faith and financial decisions for the glory of God.
Right now, AdelFi offers a high-yield money market account earning 4% for 12 months on balances up to $100,000.
On Today’s Program, Rob Answers Listener Questions:
My husband and I are 58, and we’re trying to plan wisely for retirement while paying down debt. We owe $225,000 on our home at 3%, with about $150,000 in equity. Our current house is two stories, has no bedroom or full bath downstairs, and includes pool maintenance. We’re considering a smaller one-story home in the $350,000–$400,000 range with lower maintenance but a higher mortgage rate and payment. Since our goal is to retire without a house payment, should we move now or stay put and focus on paying down debt?
I was laid off two weeks ago and have a little over $50,000 in an old company retirement account. I’d like to roll it into an IRA, but I’m not sure how to do that or who to use. What’s the right way to handle the rollover?
I wanted to share a testimony about budgeting and tithing. When our three sons were young, our budget was very tight, and I didn’t think we could afford to tithe. But my husband felt convicted that we should start, so we added it to the budget in faith. Somehow, the numbers still worked, and it never felt like that 10% was missing. We’ve continued tithing ever since, and I just wanted to share how the Lord has been faithful as we have honored Him.
I’m 66 and have a significant amount of physical silver saved up. I’m considering selling it, but I’m concerned about shipping costs and getting a fair return. What’s the best way to sell physical silver and maximize its value?
I’m 61, and my husband turns 66 this year. He’s considering retiring, going on Medicare, and continuing to work. If he starts Social Security around age 67, can he earn any amount from work without reducing his benefits, or would an earnings limit still apply?
Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God’s resources.
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