Faith & Finance with Rob West
We live in a culture that stretches us to the very limits of our time, energy, and finances. Every hour gets booked, every dollar gets assigned, and before we know it, we’re operating without room to breathe. Scripture calls that lack of space folly—and the presence of space wisdom. Today, we’re talking about margin and why it’s essential to biblical stewardship.

We live in a culture that stretches us to the very limits of our time, energy, and finances. Every hour gets booked, every dollar gets assigned, and before we know it, we’re operating without room to breathe. Scripture calls that lack of space folly—and the presence of space wisdom. Today, we’re talking about margin and why it’s essential to biblical stewardship.
Margin is the space between our limits and our load—the distance between what we could do and what we actually do. Proverbs 21:20 tells us, “Precious treasure and oil are in a wise man’s dwelling, but a foolish man devours it.” Wise people don’t consume everything they have. They create space. They build reserves. They plan ahead. The foolish run to the edges, spending and consuming as fast as resources arrive.One of Scripture’s most beautiful pictures of margin appears in the story of Ruth. In Leviticus 23:22, God instructs His people not to harvest their fields all the way to the edges. They were to leave grain for the poor, the widow, and the foreigner. Boaz obeyed that command. He refused to maximize every inch of profit, and because of that simple act of obedience, Ruth and Naomi survived. Margin became the soil for redemption—leading to the lineage of King David, and ultimately, to Jesus Christ. Margin makes room for God to work.
Think of a beautifully designed page. The words never run from edge to edge. The white space allows the page to breathe. Without it, the text would feel overwhelming. Our lives are the same. When we fill every minute of our schedules and every dollar of our budgets, life becomes chaotic. We lose clarity, rest, and the ability to respond to God’s promptings.
Financially, the absence of margin makes even small disruptions feel like emergencies. A car repair or medical bill can suddenly derail us. But margin absorbs shocks. It quiets anxiety. And it lays the groundwork for stewardship.
Margin produces at least three spiritual benefits:

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Ultimately, margin is a spiritual discipline. It isn’t just about saving money—it’s about creating space for God’s pace, God’s provision, and God’s purposes. The first step is simple to name and difficult to practice: spend less than you earn. Say no to good things so you can say yes to better things. Margin doesn’t appear on its own—it’s created through intentional choices.
Boaz never imagined that leaving grain behind would shape the family line of the Messiah. But God often uses margin to accomplish eternal things.
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