Staying Financially Faithful When Life Is Full | FaithFi
May 25, 2026
Staying Financially Faithful When Life Is Full
Faith & Finance with Rob West
Corrie ten Boom once said, “If the devil can’t make you sin, he’ll make you busy.”
That’s a sobering thought, especially in a world where many of us feel like life is moving faster than we can keep up. Deadlines, family responsibilities, bills, errands, emails, appointments, and unexpected needs can make every day feel like a sprint. And when life moves that fast, it’s easy to make financial decisions on the fly.
We don’t always neglect stewardship out of carelessness. Sometimes, we neglect it because we’re tired. We stop paying attention. We spend reactively instead of prayerfully. We put off conversations we need to have. We ignore creeping lifestyle inflation. We delay generosity until things “settle down.”
Before long, the pace of life begins shaping our financial decisions more than the wisdom of God does.
Corrie ten Boom once said, “If the devil can’t make you sin, he’ll make you busy.”
That’s a sobering thought, especially in a world where many of us feel like life is moving faster than we can keep up. Deadlines, family responsibilities, bills, errands, emails, appointments, and unexpected needs can make every day feel like a sprint. And when life moves that fast, it’s easy to make financial decisions on the fly.
We don’t always neglect stewardship out of carelessness. Sometimes, we neglect it because we’re tired. We stop paying attention. We spend reactively instead of prayerfully. We put off conversations we need to have. We ignore creeping lifestyle inflation. We delay generosity until things “settle down.”
Before long, the pace of life begins shaping our financial decisions more than the wisdom of God does.
The Spiritual Danger of Distraction
Busyness can be more spiritually dangerous than it first appears because it doesn’t always oppose faithfulness with rebellion. Sometimes it opposes faithfulness with distraction.
Jesus warned about this in Luke 8, when He described the seed that fell among the thorns. He said it was choked by “the cares and riches and pleasures of life” (Luke 8:14). In other words, ordinary life can become so crowded that it chokes out what truly matters.
We can spend hours worrying, scrolling, comparing, impulse buying, chasing the next opportunity, or reacting to every headline while neglecting the simple habits that build faithful stewardship: planning, giving, saving, communicating, and trusting God.
Jesus highlights a similar tension in Luke 10. Martha is working hard, serving diligently, and doing good things. But Mary is sitting at Jesus’ feet, listening. Jesus gently says, “Martha, Martha, you are anxious and troubled about many things, but one thing is necessary” (Luke 10:41–42).
Martha wasn’t doing something sinful. She was doing something useful. But even useful things can become disordered things when they crowd out what matters most. That applies to stewardship, too.
It’s possible to work hard, earn income, pay bills, and stay active, yet slowly lose sight of the heart of stewardship: trusting God, aligning our resources with His priorities, and handling money with wisdom and intentionality.
Stewardship is never just about transactions. It’s about worship.
Every dollar we earn, spend, save, or give becomes an opportunity to express what we believe about God. Do we trust Him? Do we believe He is our provider? Do we see money as ours to control—or His to manage?
That’s why financial faithfulness requires more than good intentions. It requires margin—not just margin in your bank account, but margin in your soul.
Dallas Willard once said, “Hurry is the great enemy of spiritual life in our day.” That certainly has implications for our finances as well. Hurry can lead to impulse spending, neglected planning, avoidable debt, forgotten generosity, and anxiety-driven decisions. When our lives are hurried, our money often becomes hurried, too.
So what does it look like to remain financially faithful in a busy season?
Slow Down Long Enough to Notice
Proverbs 27:23 says, “Know well the condition of your flocks, and give attention to your herds.”
In an agrarian society, a person’s wealth was often tied up in flocks and herds. To know their condition meant slowing down enough to count them, care for them, and manage them wisely.
Today, your “flock” may be your bank account, budget, bills, giving plan, savings, or debt. Awareness is often the first step toward wisdom. You can’t faithfully steward what you never stop to notice.
Prioritize What Matters Most
If generosity, saving, debt reduction, or wise planning matter to you, don’t leave them to chance.
Put them on the calendar. Automate what you can. Schedule the budget conversation. Decide in advance what you will give. Review your spending before the month gets away from you.
What gets scheduled often gets done. What gets ignored often drifts.
Faithful stewardship rarely happens by accident, especially in a busy season.
Simplify Where Possible
Sometimes the problem isn’t just a busy calendar. It’s an overcomplicated life. Too many commitments. Too many subscriptions. Too many obligations. Too many purchases to manage and maintain.
Simplicity can be an act of stewardship. It creates room to pay attention, to say yes wisely, to say no faithfully, and to focus your resources on what God has truly entrusted to you.
Remember That Small Faithfulness Matters
You may not have time today for a complete financial overhaul. But you may have time to review one statement, cancel one unnecessary expense, pray over one decision, or have one honest conversation.
Small acts of faithfulness matter. Over time, small decisions can reshape your habits, your household, and your heart. The goal isn’t to do everything at once. The goal is to take the next faithful step.
Keep the Goal in View
The goal of stewardship is not perfect financial performance. It’s faithfulness.
God is not asking you to control every outcome or master every detail. He is inviting you to trust Him, seek His wisdom, and handle what He has entrusted to you with care.
So in a busy season, don’t let hurry make your financial decisions for you. Slow down. Pay attention. Make room for what matters. And remember: faithful stewardship begins not with a frantic rush to do more, but with a quiet willingness to seek God first.
On Today’s Program, Rob Answers Listener Questions:
I’m 71½ and have been using CDs to make charitable gifts. Is there a way to know whether Roth conversions from my IRA still make sense? Is now an optimal time to do more conversions? And once I begin taking RMDs, can I still do Roth conversions?
My husband and I are setting up a trust, but he doesn’t know much about my health. I’d like to name another relative as my medical power of attorney. Is that allowed, and could my husband override that decision? Also, is the ‘Five Wishes’ document a good tool for end-of-life and medical preferences?
I’m 67 and receiving Social Security and Medicare. My wife is 60, works part-time as a teacher, and is on Obamacare. If she retires at 62 and starts Social Security, will my benefit be reduced? And can she stay on Obamacare until 65, or does she need to enroll in Medicare at 65?
We own two homes in different states and plan to sell one in the next three to four years. For the capital gains exclusion on a primary residence, do the two years of ownership and use have to be consecutive, or can they be any 24 months within the last five years? And if we split time between both homes, can we still qualify?
My husband and I are 70 and 72, and we own five rental properties. We may sell them when he’s around 78. From a tax and Medicare premium standpoint, is it better to sell them all in one year or spread the sales over multiple years?
Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God’s resources.
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