What is Faith-Based Investing? with Luke Bolton | FaithFi
May 13, 2026
What is Faith-Based Investing? with Luke Bolton
Faith & Finance with Rob West
A growing number of Christians are asking not just how to invest, but whether their investments reflect what they believe.
For many believers, investing has often been treated as a purely financial activity—something focused on returns, risk, diversification, and retirement goals. But what if investing is also deeply connected to our faith and calling?
Luke Bolton, Executive for Strategic Relationships at Kingdom Advisors and co-author of the upcoming book, The Theology of Investing: A Biblical Perspective for Contemporary Investors, joins us on the show today to say that this is ultimately about more than financial strategy. It is about theology—what we believe about God, money, stewardship, and the world He created.
A growing number of Christians are asking not just how to invest, but whether their investments reflect what they believe.
For many believers, investing has often been treated as a purely financial activity—something focused on returns, risk, diversification, and retirement goals. But what if investing is also deeply connected to our faith and calling?
Luke Bolton, Executive for Strategic Relationships at Kingdom Advisors and co-author of the upcoming book, The Theology of Investing: A Biblical Perspective for Contemporary Investors, joins us on the show today to say that this is ultimately about more than financial strategy. It is about theology—what we believe about God, money, stewardship, and the world He created.
Why a Theology of Investing Matters
Most Christians encounter investing at some point, whether through a workplace retirement plan, an IRA, a brokerage account, or a conversation with a financial advisor. But many have never paused to ask a deeper question: What does my faith have to say about this?
For Bolton, the answer begins with the lordship of Christ. If we confess that Jesus is Lord, then He is Lord over everything—including our money, savings, and investments.
Colossians 3:17 says, “And whatever you do, in word or deed, do everything in the name of the Lord Jesus.” That “everything” includes how we invest.
This does not mean every Christian will make the exact same investing decisions. But it does mean investing should not be placed in a separate category outside discipleship. Our portfolios, like every other part of life, should be brought under the wisdom and purposes of God.
Investing Begins in the Heart
A biblical approach to investing starts with what is happening internally.
Are we trusting God, or are we trusting the markets? Are we investing out of wisdom and stewardship, or anxiety and fear? Are we content and grateful, or driven by comparison and accumulation?
Those heart-level questions matter because financial decisions are never purely financial. They reveal what we value, what we fear, and where we place our hope.
Scripture repeatedly reminds us not to put our ultimate confidence in wealth, which is uncertain, but in God, who richly provides. That perspective changes the way we think about return, risk, security, and purpose.
Investing Also Has an Outward Expression
Faith-based investing is not only about the heart, though. It also shapes outward decisions.
Bolton explained that over the last 20 to 30 years, a growing number of Christians have begun taking meaningful action through their investments in three key ways.
Some seek to avoid investments that conflict with their faith. Others look for opportunities to use their influence as investors for good. Still others seek investments that actively align with God’s heart for human flourishing and the good of His world.
In other words, faith-based investing can move beyond simply asking, “What should I avoid?” It can also ask, “What good can my investments help accomplish?”
Seeking the Welfare of the World
Jeremiah 29:7 says, “Seek the welfare of the city where I have sent you…for in its welfare you will find your welfare.” Galatians 6:10 adds, “As we have opportunity, let us do good to everyone, and especially to those who are of the household of faith.”
Those passages help frame investing as an opportunity. Capital can be deployed in ways that contribute to human flourishing, support productive work, and reflect God’s concern for the world He made.
That does not remove the need for careful financial analysis. Investors still need wisdom, diversification, and sound counsel. But it does add another layer of due diligence: How might this investment reflect God’s character, purposes, and mission?
Where to Begin
For someone who wants to move in this direction, Bolton suggested a few simple first steps.
Start by learning more about investing from a biblical worldview. Then take time to understand what you already own. Many investors do not know which companies or funds are represented in their portfolios.
From there, seek wise counsel. This is not a conversation to navigate alone or simply by searching online. Proverbs reminds us that wisdom is often found in the presence of many counselors.
A practical next step may be as simple as asking your advisor, “How might I better align my investments with my values?”
Bolton noted that many advisors are waiting for clients to raise the question. In many cases, values-aligned investing conversations begin when investors ask.
Your Portfolio Is an Opportunity
The field of faith-based investing continues to grow. More investment solutions are becoming available for retirement plans, IRAs, Roth IRAs, and brokerage accounts. That growth is encouraging because it gives Christian investors more opportunity to connect their financial decisions with their convictions.
But the goal is not merely to find a “Christian” version of investing. The deeper goal is faithful stewardship.
Investing is not only about increasing wealth. It is about managing what God has entrusted to us in a way that reflects His character and purposes.
At the end of the day, our portfolios are more than accounts. They are opportunities.
They give us a chance to ask whether our financial decisions are shaped by faith, wisdom, and love of neighbor. They invite us to consider how our resources can participate in God’s work in the world.
When searching, you can indicate that you are looking for an advisor who specializes in faith-based investing.
On Today’s Program, Rob Answers Listener Questions:
If someone opened a fraudulent account using my name and Social Security number, could it show up on only one credit bureau and not the others?
A friend is turning 62 and wants to retire early due to health issues. She believes her Social Security will be reduced by 85% because her husband is still working. Is that true? And would she qualify for any senior tax exemptions or breaks?
I paid off a car loan in 14 months on a four-year note, but my credit score dropped about 38 points. Why would that happen?
Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God’s resources.
Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
