The Path to True Riches

The Bible contains over 2,300 verses about money and possessions. Why so many? Because how we handle money reflects the condition of our hearts.

Luke 16:11 says,

When we manage money well—not to earn God’s favor but as an act of worship—we reveal a heart that trusts Him.

Heart Check: What’s Standing in the Way?

Sometimes, obstacles get in the way of this kind of faithful stewardship. They usually fall into two categories:

1. Financial Neglect

This is unintentional. Life gets busy, and organizing your finances can feel overwhelming or unimportant. But ignoring your money can lead to stress, disorganization, and missed opportunities to serve and give.

2. Financial Idolatry

This is more subtle. You may be diligent in budgeting, saving, or investing, but you still hold your money tightly, unwilling to surrender it to God.

Jesus said in Matthew 6:24,

Money can become a rival to God’s rightful place in our hearts. We may hesitate to give generously or support Kingdom work—even though God is calling us to trust Him more deeply.

Are You Missing Out on “True Riches”?

Some assume that financial choices don’t affect their spiritual lives, but that’s not what Scripture teaches. If you’re not following biblical principles in handling money, what peace or spiritual growth might you be missing?

Ask yourself:

• Do I trust God with my finances?
• Am I generous with what He’s given me?
• Is my financial life aligned with His Word?

If any of this resonates with you, don’t wait. Commit your finances to the Lord in prayer, and then follow through by managing them according to biblical wisdom.

True riches aren’t found in net worth or material success. They’re found in knowing Christ and faithfully stewarding what He’s entrusted to you—for His glory.

On Today’s Program, Rob Answers Listener Questions:

• I have a $220,000 CD earning 0.6% interest and a loan that will increase from 2.9% to 4.4-6%. Should I use the CD to pay off the loan completely or partially?
• Is it better to make a direct cash contribution of $5,000 to an organization or set up an endowment that would provide them with a few hundred dollars annually?
• I'm a retired military veteran with an annual income of $117,000 from military retirement, VA disability, Social Security, and state retirement. I want to ensure my wife is financially secure if she outlives me. Should we increase her 401(k) contributions or use another investment mechanism?
• My property taxes and mortgage payments have skyrocketed, making my monthly payments unaffordable. What are my options for dealing with these increases?
• I have $2,500 extra and want to pay down credit card debt totaling $5,000. I have three cards: one for $200, another for $1,000, and a third for $2,700. Should I pay off the smaller cards first and then focus on the $2,700 card?

Resources Mentioned:

• Faithful Steward: FaithFi’s New Quarterly Magazine
• Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)
• Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety
• Rich Toward God: A Study on the Parable of the Rich Fool
• Find a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)
• FaithFi App