How Should A Christian Respond When Someone Owes Them Money?
Faith & Finance with Rob West
“The wicked borrow but do not pay back, but the righteous is generous and gives.” – Psalm 37:21 When someone owes you money and doesn’t repay it, emotions can run high—frustration, hurt, and even resentment. Whether it’s a friend, family member, or fellow believer, unpaid debt can strain even the strongest relationships. So, how should we respond when repayment never comes? Let’s explore that together.
Show Notes
When someone owes you money and doesn’t repay it, emotions can run high—frustration, hurt, and even resentment. Whether it’s a friend, family member, or fellow believer, unpaid debt can strain even the strongest relationships. So, how should we respond when repayment never comes? Let’s explore that together.
Start with Compassion
It’s natural to assume the worst when someone avoids repaying a debt. But Scripture calls us to pause and lead with understanding.
“Whoever is slow to anger has great understanding, but he who has a hasty temper exalts folly.” – Proverbs 14:29The person who owes you might be experiencing genuine hardship, such as job loss, medical emergencies, or family struggles. Begin by asking how they’re doing. Show empathy. Offer flexibility, if possible, such as a revised payment plan. This can foster honest dialogue and reflect Christ’s love in action.
Before confronting the situation, pray. Ask God for wisdom, peace, and soft hearts on both sides. When you enter the conversation with prayerful humility, your response becomes a witness, not just a reaction.
Follow Biblical Steps for Conflict
If the debtor is a fellow believer and continues to avoid the issue, Jesus outlines a redemptive process in Matthew 18:- Speak privately to them.
- If unresolved, bring one or two others.
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