How to Talk to Your Spouse About Money

These challenges often exert major pressure and can even fracture the husband-wife relationship.

Many couples don’t begin a conversation about money unless a problem has surfaced. By then, the panic button has already been punched. That’s when tension can reach the boiling point in a hurry and blame and defensiveness take over.

The purpose for the money dates is to discover their financial facts—income, spending, debt and saving. They are important, because they establish a habit of regular financial conversations when there is no crisis. These weekly money dates are a time for the couple to focus on their finances by praying together, reviewing their income and spending for the week, and celebrating progress the Lord has enabled them to make.

Here are the ground rules: no arguments, nagging or accusations!

When a couple prays together about their finances, they invite the God of the universe to be personally involved with their earning and spending.