The Togetherness Agreement With Ron Deal and Greg Pettys

Extra Year-End Giving Mention:

• This week, we’re ecstatic to share some of the special testimonies that we receive everyday from listeners like you. Here are just a few.
• A MoneyWise radio listener says, “Your radio program is very good, and you’re helping me to save more and spend less. Your biblical approach to financial health is so much needed!” Valerie in Georgia says, “Your ministry has taught me well over the years, I’ve remembered these principles, and I’m working towards being financially free. Thank you for what you’re doing, and God bless you.”
• And Greg in Tennessee says specifically about the MoneyWise app, “You guys are fantastic, and the MoneyWise app has revolutionized the way I manage the Lord‘s finances through my fingers. Glory to God and thanks for all you guys are doing for the Kingdom!”
• If you’ve followed and applied God’s financial wisdom for any length of time, we know that you also have a testimony of God’s faithfulness, too. Would you like to help us teach and train others? Please consider sending a monthly or one-time gift to MoneyWise by December 31st. You can go to moneywise.org and click the “Give” button on the homepage. Thank you for your consideration and generosity.

Next, Rob answers these questions at 800-525-7000 or via email at Questions@MoneyWiseLive.org:

• If you are both full-time missionaries and you are self-supported with variable incomes, what are the best ways to start saving and planning?
• If you've heard that, as a minister, you can opt out of the Social Security program (irrevocable, if you so choose), what are the pros and cons of doing so?
• If you would like to buy a car next year but you've had some credit problems in the past, how can start to build your credit score? Pull all 3 Credit Reports at annualcreditreport.com
• If you're 77 and you recently retired and you have a TSP with about $150,000, how do the required distributions work and, since you're no longer with your employer, should you move this fund out?
• If you're 68 and have a whole-life insurance policy you've had since 1985, how can you determine whether you should keep the policy or drop it because the premiums are going higher lately.
• If you owe $3,400 to the IRS from last year, how long would you have to settle this and should you hire a CPA or EA to handle this because you've attempted to contact them without success?

Be sure to check out the rest of MoneyWise.org to connect with a MoneyWise Coach or access our books and our many free helpful resources. You can also find us on Facebook (MoneyWise Media) and join the conversation. Thanks for your prayerful and financial support that helps keep MoneyWise on the air. And if you'd like to help, just click the Donate tab at the top of the page.